USDA Loan Vs. FHA loan for West-Hammond, NM [San Juan County ]

In the year 2025, the USDA loan limit for West-Hammond, situated in San Juan county, NM, is $285,000. The FHA limit for a single-family home stands at $356,362.

The Lendersa® USDA loan calculator lets you compare top USDA versus FHA rates and determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting in choosing the right program for your specific financial needs in .

Available USDA and FHA Loan Options in West-Hammond, NM

Lendersa® aims to promptly and efficiently connect you with the most favorable USDA or FHA loan options. Begin by selecting one of three pathways that align you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NM

The USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment whatsoever.

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(505) 830-8102 Lender's profile and map Reviews New Mexico Bank & Trust 320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102 We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
(505) 243-6566 Lender's profile and map Reviews Homewise Inc 500 2nd St SW, Albuquerque, NM, 87102 Homewise has been helping people achieve their homeownership goals. We do this by focusing on our customers and placing their long-term financial wellbeing as the highest priority. We share in our customers’ challenges and successes, using those experiences to build a better way to buy a home.
(866) 873-6746 Lender's profile and map Reviews The Loan Fund 423 Iron Avenue SW, Albuquerque, NM, 87102 The Loan Fund is a nonprofit organization that has helped hundreds of financially underserved small businesses & nonprofits across New Mexico to start, grow and thrive. Our clients are typically unable access credit through banks or credit unions. The Loan Fund is a 501(c)(3) nonprofit organization that is certified by the US Treasury Department.
5054410404 Lender's profile and map Reviews R.E.P. Financial LLC 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110 ## Unlocking Your Real Estate Potential with R.E.P. Financial LLC ### Tailored Financial Solutions At R.E.P. Financial LLC, we specialize in crafting bespoke financial strategies, unlocking doors to your real estate dreams. ### Your Real Estate "Key Master" With personalized solutions and dedicated support, Denise Webster and her expert te
(505) 880-1700 Lender's profile and map Reviews Main Bank 7300 Menaul Blvd NE, Albuquerque, NM, 87110 Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
(505) 881-2000 Lender's profile and map Reviews Accurate Mortgage 6605 Uptown Boulevard Northeast, Suite 260, Albuquerque, NM, 87110 Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
(505) 875-6700 Lender's profile and map Reviews Weststar Mortgage & Escrow 2155 Louisiana Blvd. NE, Suite 8000, Albuquerque, NM, 87110 Weststar Mortgage Corporation is a privately owned company established in 1983 in Albuquerque, New Mexico where it maintains corporate headquarters to this day. The firm's primary initial focus was to develop specialized software that enabled the company to deliver best-of-breed loan servicing solutions to clients who offered seller financing.
(505) 292-3200 Lender's profile and map Reviews New Mexico Mortgage Company 6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110 The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.
(719) 587-4200 Lender's profile and map Reviews First Southwest Bank 720 Main Street, Alamosa, CO, 81101 As a Community Development Financial Institution, our mission at First Southwest Bank is to cultivate valuable relationships, invest in economic and social doers, and foster a well-lived rural Colorado culture. Serving the San Luis Valley and rural Colorado for more than 100 years, we offer personal and business banking at our six branches.
(719) 589-2564 Lender's profile and map Reviews Alamosa State Bank 2225 Main St., Alamosa, CO, 81101 Alamosa National Bank was chartered on February 9 and opened for business on March 14. It was organized with $25, 000 capital, and cash on hand was $2, 000 with $1, 200 in currency and $800 in silver. The first day’s deposits totaled $14, 659.30. The Original Board of Directors were Chris Wallrich.
(970) 249-5319 Lender's profile and map Reviews San Juan Mountains Credit Union 1400 E. Main Street, Montrose, CO, 81401 Our Mission is TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". San Juan Mountains Credit Union welcomes all people to become a member, not just another account number like at other financial institutions.
(970) 249-8813 Lender's profile and map Reviews NuVista Federal Credit Union 2711 Commercial Way, Montrose, CO, 81401 NuVista Federal Credit Union which was originally Montrose Federal Credit Union was established in 1964. It was built on honesty, integrity & self worth.We hold that same foundation today.When first opened the credit union was for federal employees only. Times have changed & we know now that the support of the community as a whole is what helps us.