USDA and FHA Pro and Con in West-Hammond, San Juan County, NM

In 2025, USDA loan limit in West-Hammond, county of San Juan, NM is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in West-Hammond, county of San Juan, NM

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in West-Hammond, NM

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Mexico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Capital Mortgage Inc
  • 5901 Northwest 151 St, Suite 205, Miami Lakes, FL, 33014
  • At Capital Mortgage we embrace the philosophy that honesty, realistic advice and an uncomplicated process make buying a home or condo a far better experience. We want to pair you to the best loan available—if you would like to learn more about our process, please fill out the form below. We’ll approach you as real people, not a bottom line.
  • The Loan Pros Team Inc
  • 5793 NorthWest 151st Street, Unit 5793B, Miami Lakes, FL, 33014
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Dream House Mortgage
  • 15500 New Barn Road, Suite 102, Miami Lakes, FL, 33014
  • Dream house mortgage primary focus is to serve our customers with exceptional customer service, competitive products, programs, and pricing. We pride ourselves on the highest level of service and will be there every step of the way throughout the loan process. We can assist you with qualifying and obtaining the mortgage plan best suited
  • Itwins Financial Inc
  • 7565 West 14th Avenue, Hialeah, FL, 33014
  • ITWINS Financial inc treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • SIMPLE HOME LOANS INC
  • 5801 NW 151 St Suite 306, Hialeah, FL, 33014
  • Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.
  • Auto Loan Store
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  • Auto Loan Store, we understand that everyone needs a little help now and then. Unexpected bills, emergency home repairs and growing debt are just some of the reasons people find themselves needing a little extra cash. We believe that everyone deserves the low hassle loans that can help them make ends meet
  • Society Mortgage
  • 330 Himmarshee Street, Suite 111, Fort Lauderdale, FL, 33312
  • We are internet-based mortgage company with offices in Ohio, Florida and Maine. While our team is spread out across the country, we have developed a system that allows us to offer a personalized home-buying experience to any person in any location. Society Mortgage is committed to building
  • Level 1 Loans
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  • "Level1Analytics’ solutions are a simple, cost effective way to obtain accurate and defensible mark-to-market analyses that allow you to make informed decisions regarding your mortgages and mortgage related assets confidently. Our first-of-its-kind cloud based software provides financial institutions with access to critical mortgage valuations
  • Christina Kovacs - The Home Agency
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  • Mortgage Masters Inc
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  • Mortgage Masters Inc, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!
  • Mutual Mortgage Lending Corp
  • 2650 W. State Rd 84 Suite 101, Fort Lauderdale, FL, 33312
  • Mutual Mortgage a Florida-based mortgage firm.Since the beginning, our company has dedicated our resources to serving the needs of both residential and commercial clients. Our goal is simple, we want our clients to pay less and get more. In order to achieve this goal, we seek to find our clientele the most suitable loan at the lowest possible rate.
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  • 2600 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • giantbank.com we don’t seek customers, we seek relationships. Our mission is to provide a personal banking relationship via the internet that delivers value, convenience, security and service. As a virtual bank we stay in our lane. We aren’t preoccupied with the overhead of infrastructure due to brick and mortar.