In 2025, the USDA loan limit in Lee-Acres, situated in the county of San Juan, NM, stands at $285,000. For a single-family dwelling, the FHA loan cap is $356,362. These limits indicate the maximum amount that can be borrowed under these loan programs in these areas, reflecting the housing costs and other economic factors in the region.
Utilize the Lendersa® USDA loan calculator to effectively juxtapose today’s most competitive USDA versus FHA rates. With this tool, you can determine the necessary income, required credit, reserve availability, and essential documents needed to qualify for these loans. Our advanced mortgage calculator presents a clear, side-by-side view of USDA, FHA, Conforming, and VA loans. Such a comparative approach assists you in choosing the most suitable program in for your specific financial scenario. Whether you are focused on the advantages of low down payments or considering long-term cost savings, our tool aids in making an informed decision.
Overview of 2025 Loan Limits and Down Payment Requirements in Lee-Acres, County of San Juan, NM
Loan Type
Maximum Loan Amount
Down Payment Percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Lee-Acres, NM
The mission of Lendersa® is to efficiently guide you to obtain the most favorable USDA or FHA loan, ensuring speed and convenience. We provide three alternative starting approaches designed to connect you directly with matching lenders and to guide you through the various USDA loan offerings available.
A USDA home loan is a specialty mortgage with backing from the United States Department of Agriculture. These loans, often referred to as USDA rural development loans or USDA mortgages, are intended for purchasing properties in designated rural areas, making them potentially more affordable for industries reliant on rural housing markets. Unlike FHA loans, which require at least a 3.5% down payment to start, USDA mortgage loans do away with the need for any down payment, thereby providing a more accessible entry into homeownership for qualified applicants.
We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.
Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.
Southwest Federal Credit Union began as The Albuquerque Gas and Electric Company Employees Federal Credit in December 1935. Ten employees came together in the midst of the Great Depression to form their own financial cooperative. The new Credit Union would meet their financial needs and those of their fellow employees and their families.
Sandia Laboratory Federal Credit Union is one of the top-rated credit unions in the country, and was named as the Best-in-State Credit Union for New Mexico by Forbes in 2019 and 2020. We’re member-owned and not-for-profit, working for our members’ best interests. SLFCU is New Mexico’s largest credit union by asset size.
Veterans Loan Service Center DBA Global Funding LLC
3240 B Juan Tabo Northeast, Suite B-3, Albuquerque, NM, 87111
Global Funding are New Mexicans. Our professionals have gotten to know people from all over the state and have helped them get financing in every county, from San Juan to Lea and from Hidalgo to Union and also we specialize in VA Loans, USDA, FHA, and Conventional, we have lenders that can do unique loans
9500 Montgomery Blvd. NE, Suite 112, Albuquerque, NM, 87111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Elite Financial Mortgage believes that every New Mexico consumer deserves to be considered as individuals, not as file numbers. Elite Financial Mortgage and its loan officers and processors are committed to being accessible, attentive and caring. Elite Financial Mortgage is dedicated to enabling New Mexico mortgage borrowers
RG BANK is a superior financial institution, member-owned, professionally managed, renowned for outstanding service delivered with integrity. RG BANK serves our customers and communities with commitment and pride helping to foster their achievements and success. RG BANK is a leader with the vision to welcome change and the insight to provide.
Our Mission is TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". San Juan Mountains Credit Union welcomes all people to become a member, not just another account number like at other financial institutions.
NuVista Federal Credit Union which was originally Montrose Federal Credit Union was established in 1964. It was built on honesty, integrity & self worth.We hold that same foundation today.When first opened the credit union was for federal employees only. Times have changed & we know now that the support of the community as a whole is what helps us.
Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.
Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service.
Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
