In the year 2026, the USDA loan cap for Pahrump, in the county of Nye, NV, is set at $336,500, whereas the FHA limit for single-family homes is $472,030.
Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA top rates, and identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting your decision on the best program suitable to your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loans for you quickly and seamlessly. Start with one of three approaches that link to matching lenders and USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is available only in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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