FHA Vs. USDA loan program for Amenia, Dutchess County, New York

In 2025, USDA loan limit in Amenia, county of Dutchess, NY is $581,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Amenia, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(256) 767-4700 902 miles Lender's profile and map Reviews Florence Federal Credit Union 1505 North Pine St, Florence, AL, 35630 In 1959, when the Credit Union was chartered, only employees of the City of Florence were eligible for membership. The charter has been amended many times expanding the field of members. In March, 2001 NCUA granted a Community Charter to the Credit Union. It states that persons who live, work, worship, or attend school in, and businesses.
(256) 718-4200 902 miles Lender's profile and map Reviews FIRST SOUTHERN Bank 301 South Court St, Florence, AL, 35630 First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
(904) 764-4591 902 miles Lender's profile and map Reviews Farmers Federal Credit Union 6611 Dunn Ave, Jacksonville, FL, 32218 The American farmer has always been known for honesty, hard work, and helping out their neighbor. Those values were the foundation of our credit union back in 1934 when a group of local farmers came together and built a place to save their money and make loans to one another. WE ARE HERE TO SERVE YOU AND ALL OF YOUR FINANCIAL NEEDS!
(608) 457-2100 902 miles Lender's profile and map Reviews River Bank 145 North Main Street, Stoddard, WI, 54658 River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
(309) 776-3245 902 miles Lender's profile and map Reviews Colchester State Bank 113 Depot Street, Colchester, IL, 62326 Colchester State Bank's Vision is To be a premier financial institution in West Central Illinois by providing quality service and products to our customers and community. Colchester State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
(563) 856-2525 902 miles Lender's profile and map Reviews Farmers Savings Bank 205 Main Street, Colesburg, IA, 52035 The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington. Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere
(563) 264-7210 902 miles Lender's profile and map Reviews Members Community Credit Union 159 Colorado Street, Muscatine, IA, 52761 Members Community Credit Union is a $81 million, full-service cooperative financial institution that is owned and operated by its members. We pride ourselves on being not your ‘normal’ financial institution. We love to have fun with our members and try to connect with each one. We opened our membership to the public in 2003.
(314) 317-6900 903 miles Lender's profile and map Reviews Stifel Bank & Trust 501 North Broadway, 10th Floor, Saint Louis, MO, 63102 At Stifel Bank, we make banking and lending simple, convenient, and even enjoyable for our individual and business clients. We have adopted a client-centered business model in which each associate is responsible for contributing to our clients’ overall satisfaction; fostering an entrepreneurial culture based on participation and respect.
(573) 683-3373 903 miles Lender's profile and map Reviews Citizens’ Bank of Charleston 207 East Commercial Street, Charleston, MO, 63834 Citizens Bank's employees and stock holders are excited to have you visit the site of Mississippi County's Home-Town bank. We are your family, friends and neighbors, and have been providing quality service to this area since 1957. Our goal is to help our customers feel at home and comfortable while attending to their finances.
(731) 662-7171 903 miles Lender's profile and map Reviews Citizens Bank & Trust Company TN 1359 West Main Street, Atwood, TN, 38220 Community banks have earned the trust of generations through years of service and connection. At Citizens Bank & Trust, we want to continue building that trust by empowering the people and businesses in our community to reach their financial goals. Citizens Bank & trust is the link between local bank service and big-bank convenience.
(618) 282-3939 904 miles Lender's profile and map Reviews North County Savings Bank 411 W Market St, Red Bud, IL, 62278 North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.