USDA Vs. FHA your options comparison in Washington, Dutchess County, NY
For 2025, in the county of Dutchess, Washington, NY, the loan limit for USDA is $581,200, with the FHA cap being $472,030 for a single-family residence.
You can use the Lendersa® USDA loan calculator to evaluate today's top rates for USDA vs. FHA loans and figure out the income, credit, reserves, and documents needed for qualification. Utilize our advanced mortgage calculator to see USDA, FHA, Conforming, and VA loans compared side by side to choose the best fit for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Washington, Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Options in Washington, NY
Lendersa® aims to efficiently secure the optimal USDA or FHA loan for you, hassle-free. Opt for one of three starting routes to find matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment.
19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.
Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.
HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.
"We are a Mortgage Firm based out of Lakeland, FL working and licensed in the State of Florida.
Principle Home Loans is dedicated to finding great rates and the perfect loan option for you, with the fastest turn time in the industry.
Our goal is to act as your trusted advisor, providing personalized service"
6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
The principle of this company has been in the Mortgage Industry for over 40 Years. We specialize in placing mortgages for self employed and people with minimal credit. Flagler Mortgages is a Full service mortgage broker. Programs available to suit all needs and profiles including FHA and VA. When the bank says no, call us.
We are a privately held mortgage brokerage business primarily focused on educating our customers and expanding home ownership. To ensure we provide the highest quality experience, we start with a discussion to truly understand the dreams, hopes aspirations and needs of our customers.
Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
Frandsen Bank & Trust is a full-service community Banking, trust and investment services organization with 37 offices located throughout Minnesota, Wisconsin, and North Dakota.
Our mission is to determine needs, develop relationships, and deliver solutions. We want to be your bridge to financial success for life.
