USDA Vs. FHA your options comparison in La-Grange, Dutchess County, NY
In 2025, the USDA loan limit for La-Grange in Dutchess county, NY, is set at $581,220, while the FHA cap for a single-family home is $356,500.
Leverage the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates and to identify the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA side by side, helping you pick the best option for your financial needs in .
2025 Lending Limits and Downpayment Needs in La-Grange, Dutchess, NY
Loan Type
Limit
Down Payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
Options for USDA and FHA Loans in La-Grange, NY
Lendersa® aims to rapidly provide you with the best USDA or FHA loans with minimal hassle. Choose one of three starting points leading to lenders and USDA programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment at all.
With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
4525 Harding Road, Suite 300, Nashville, TN, 37205
Truxton Trust opened for business in August 2004, after raising initial capital of $20 million. We started with a nucleus of veteran private bankers, wealth advisors, and treasury management professionals all led by our founding chairman, the late Donald (Don) W. Thurmond, who, along with our other organizers (founding shareholders), shared a commo
4230 Harding Pike, Suite 103, Nashville, TN, 37205
Since 1959, St. Thomas Credit Union has been dedicated to growth & improvement through expansion of our financial products, knowledge and services.
St. Thomas Credit Union realized that our sister credit union, St. Thomas Federal Credit Union in the Virgin Islands was hit hard by the recent hurricanes.
Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.
Dreamfield Lending is a veteran-owned mortgage broker located in Hopkinsville, KY and serving the surrounding areas. We have several years experience in our office helping families navigate through the mortgage loan process and pride ourselves on creating a good experience with a tailored mortgage loan based on the individual's needs.
1736 Carothers Parkway, Suite 100, Brentwood, TN, 37027
We’re Reliant Bank, a community bank that was built from the ground up on the idea that customer and community should always come first. We do pretty much everything the big banks do. We just do it a little differently – okay, a lot differently. We treat you with respect. And go out of our way to make sure that your banking experience with us.
New Castle Mortgage is a major producer of Reverse Mortgage loans in Tennessee, owned & operated by Tennesseans, purely specializing in Reverse Mortgages. As a consumer you can be certain we are credible, qualified, & experienced.Mike Holton and Catherine Holton, each have over 20 years’ experience originating FHA loans throughout the state of TN.
5115 Maryland Way, Suite 124, Brentwood, TN, 37027
P3 Home Loans serves all of Tennessee, making sure to save local home owners money and time. Rod Freeman is the voice of P3 Home Loans and has managed the success of hundreds of clients’ mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval, you can depend on our mortgage professionals.
