USDA Loan Vs. FHA loan for Union-Vale, NY [Dutchess County ]

For 2026, the USDA loan limit in Union-Vale, situated in the county of Dutchess, NY, stands at $581,220. For a single-family home, the FHA limits are set at $356,500.

You can utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. Determine necessary criteria like income, credit, reserves, and required documentation. Our advanced mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you identify the right option for your financial needs in .

USDA and FHA Loan Options in Union-Vale, NY

Lendersa® aims to provide you the best USDA or FHA loan with efficiency and ease. Choose from three starting paths to discover matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring the USDA Loan in NY

A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. FHA loans require a minimum down payment of 3.5%, whereas the USDA mortgage requires no down payment.

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Union-Vale Lenders
(845) 677-5321 Lender's profile and map Bank of Millbrook 3263 Franklin Ave., Millbrook, NY, 12545 Lends in New York Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.
(845) 452-7323 Lender's profile and map TEG Federal Credit Union 1 Commerce Street, Poughkeepsie, NY, 12603 Lends in New York TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
(845) 463-3011 Lender's profile and map Hudson Valley Credit Union PO Box 1071, Poughkeepsie, NY, 12602 Lends in New York Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
(845) 454-8555 Lender's profile and map Rhinebeck Bank 6414 Montgomery Street, Rhinebeck, NY, 12572 Lends in New York Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
(845) 225-3688 Lender's profile and map The Putnam County National Bank of Carmel 43 Gleneida Ave, Carmel, NY, 10512 Lends in New York Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.