USDA and FHA Pro and Con in Union-Vale, Dutchess County, NY
In 2025, USDA loan limit in Union-Vale, county of Dutchess, NY is $581,220 while FHA limit is $356,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Union-Vale, county of Dutchess, NY
Loan Type
Loan Limit
Down payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA loan options in Union-Vale, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
At Kohler Credit Union we are dedicated to our member's financial well-being.
Our reason for doing business is pretty simple. We are here to serve our members. We work diligently to provide the most desired financial products and services in an economical manner. We understand that as a financial cooperative
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MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us.
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