USDA Loan Vs. FHA loan for Union-Vale, NY [Dutchess County Rates 2023]

In 2025, USDA loan limit in Union-Vale, county of Dutchess, NY is $581,220 while FHA limit is $356,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Union-Vale, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(404) 844-8430 782 miles Lender's profile and map Reviews MILEND, INC 8995 Westside Parkway, Alpharetta, GA, 30009 MiLEND, Inc. has served thousands of home buyers and homeowners by providing them with a common-sense approach to the mortgage business. Since 1995, the mission has provided the foundation for MiLEND, Inc. to grow as we aim to consistently keep our customer's and partner's lives simple when purchasing or refinancing a home.
(678) 578-7600 782 miles Lender's profile and map Reviews CORNERSTONE MORTGAGE GROUP, LLC 41 Marietta Street, Alpharetta, GA, 30009 Cornerstone Mortgage Group, LLC. is a full-service mortgage lending institution based in Atlanta, GA. We are committed to differentiating ourselves from our competition by offering Raving Fan" customer service and building our business based off referrals and word of mouth advertising.
(404) 793-0776 782 miles Lender's profile and map Reviews Kindred Mortgage Group 555 North Point Center, 4th Floor, Suite 491, Alpharetta, GA, 30022 Kindred Mortgage Group is a mortgage broker in Atlanta Georgia specializing in personalized mortgage planning and mortgage financing for the unique needs of homebuyers, investors, realtors, CPAs and financial advisors seeking optimized mortgage solutions for their individual and business goals. We provide a diverse range of mortgage loan products
(678) 408-0166 782 miles Lender's profile and map Reviews SR Mortgage LLC 1100 Sterling Brooke Drive, Alpharetta, GA, 30022 SR Mortgage LLC is a mortgage broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored to individuals' goals and needs. broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored
(770) 330-2797 782 miles Lender's profile and map Reviews North Point Mortgage Advisors LLC 1185 Seale Drive, Alpharetta, GA, 30022 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(678) 615-3732 782 miles Lender's profile and map Reviews Summerfield Mortgage LLC 3060 Kimball Bridge Road, Suite 155, Alpharetta, GA, 30022 Summerfield Mortgage, LLC is a young company with deep roots, founded on over 25 years of experience. We offer top service because we have your best interest at heart and also Mortgages made easy. Whether this is your first home purchase, refinance, a vacation home, or investment property.
(678) 549-1233 782 miles Lender's profile and map Reviews Magnum Home Loan 4640 Valais Court, Suite 204, Johns Creek, GA, 30022 Magnum Home Loan is one of the preferred brokers for the top ten lenders nationwide. We are partnered with many major investors/lending sources in the nation including Amerisave, MB Financial, NYCB, and United Wholesale Mortgage. The partnerships with many of the top lenders in the nation have enabled.
(678) 227-1084 782 miles Lender's profile and map Reviews Peachtree Home Loans LLC 11380 Southbridge Parkway, Suite 227, Alpharetta, GA, 30022 Damian Warwick is a Mortgage Banker with over 24 years of experience in the financial services and mortgage industries. His financial experience includes running his own mortgage company and managing large financial institutions/banks, as well as midsize corporations. He prides himself in providing excellent customer service for his clients
(770) 789-7770 782 miles Lender's profile and map Reviews iCapital Mortgage, LLC 5755 N Point Pkwy, Suite 58, Alpharetta, GA, 30022 Crushing rates and beating other lender's turn times with personalized attention to detail to make the mortgage process as stress-free and quick as possible. Quick closings for both purchases and refinances. Loan products: Conventional, FHA, VA, USDA, Non-traditional recent foreclosure/bankruptcy
(833) 435-6500 782 miles Lender's profile and map Reviews SANCTUARY HOME MORTGAGE LLC 555 North Point Center East, 4th Floor, Office 479, Alpharetta, GA, 30022 Sanctuary Home Mortgage, a private, boutique mortgage firm local to Metro Atlanta, was founded in unique collaboration and strong partnership with Atlanta Fine Homes Sotheby’s International Realty. Our high-caliber mortgage professionals are trusted, award-winning individuals with 75 years of combined mortgage experience.