USDA Loan Vs. FHA loan for Arlington, NY [ best of 2023]

In 2025, USDA loan limit in Arlington, county of Dutchess, NY is $581,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Arlington, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(319) 754-2265 897 miles Lender's profile and map Reviews F&M Bank & Trust PO Box 928, Burlington, IA, 52601 Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else. Farmers & Merchants Savings Bank was chartered on March 1, 1916.
(319) 752-8745 897 miles Lender's profile and map Reviews Casebine Community Credit Union 485 West Burlington Avenue, Burlington, IA, 52601 It is the mission of Casebine Community Credit Union to enhance both members and employees lives through exceptional personal and financial services. From your first savings account, to a loan on your dream home and everything in between Casebine is where YOU belong! Becoming a member is easy!
(334) 821-9200 897 miles Lender's profile and map Reviews AuburnBank 100 North Gay Street, Auburn, AL, 36830 Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers
(205) 588-0672 897 miles Lender's profile and map Reviews GULF STATES FINANCIAL 305 E. Thach Avenue, Suite H, Auburn, AL, 36830 Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.
(217) 392-2151 897 miles Lender's profile and map Reviews Marine Bank & Trust 507 Main St., Augusta, IL, 62311 Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.
205-791-5626 897 miles Lender's profile and map Reviews Simple Funding LLC 201 20th St S, Irondale, AL, Birmingham, AL, 35210 Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.
(205) 956-0678 897 miles Lender's profile and map Reviews Railroad Federal Credit Union 1808 2nd Ave South, Irondale, AL, 35210 Our credit union was federally chartered in 1956 to serve persons sharing a common bond. In our case, the common group being employees of the Southern Railway System in Alabama, now known as Norfolk Southern Railroad. For many years, the credit union's office was located in the diesel shop at Norris Yard.
(205) 957-6019 897 miles Lender's profile and map Reviews Lotus Lending Group, LLC 1522 Montclair Road, Irondale, AL, 35210 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(904) 387-5660 897 miles Lender's profile and map Reviews First Coast Federal Credit Union 3040 Edison Avenue, Jacksonville, FL, 32254 First Coast Federal Credit Union will provide financial services and personal service for the benefit of its members while maintaining long term financial stability. We are a federally chartered credit union established in 1935. Our members consist of employees of select employee groups (SEGs) and their family members.
(904) 296-6400 897 miles Lender's profile and map Reviews Berkshire Hathaway HomeServices Florida Network Realty - St. Augustine 4190 Belfort Rd, Suite 475, Jacksonville, FL, 32216 Berkshire Hathaway HomeServices is a brand-new real estate brokerage network built for a new era in residential real estate. The brand, among the few organizations entrusted to use the world-renowned Berkshire Hathaway name, brings to the real estate market a definitive mark of stability, strength, quality and innovation.
(877) 832-6625 897 miles Lender's profile and map Reviews Mortgages By Linda 8833 Perimeter Park Blvd, Suite 403, Jacksonville, FL, 32216 Linda has been in the mortgage business for 19+ years and is licensed with the NMLS (National Mortgage License System) for Florida. Living in the North Florida area since 1987 has given her a great understanding of the surrounding areas offering relevant and reliable information.