In 2025, the USDA loan limit in Arlington, Dutchess, NY, is $581,200, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess the best rates for today's USDA versus FHA options. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the best option for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan with minimal hassle. Choose one of three starting points that pair you with lenders for USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. Available exclusively in rural areas, unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, offering a significant benefit for qualifying borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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