USDA Loan Vs. FHA loan for Arlington, NY [Dutchess County ]

In 2025, the USDA loan limit in Arlington, Dutchess, NY, is $581,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess the best rates for today's USDA versus FHA options. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the best option for your financial situation in .

USDA and FHA Loan Options in Arlington, NY

Lendersa® aims to quickly secure the best USDA or FHA loan with minimal hassle. Choose one of three starting points that pair you with lenders for USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. Available exclusively in rural areas, unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, offering a significant benefit for qualifying borrowers.

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(800) 355-5626 Lender's profile and map Reviews Coastal Pacific Mortgage 1 West Elm Street, First Floor, Conshohocken, PA, 19428 Coastal Pacific Mortgage, our mission is to set a high standard in the mortgage industry. We take great pride in giving quality customer service by putting the people we serve first. We believe the foundation for lasting relationships is consistency and communication. Our goal is to carefully guide you through the home loan process.
(215) 272-1157 Lender's profile and map Reviews Main Street Mortgage Company 147 Rebel Hill Road, Conshohocken, PA, 19428 Main Street Mortgage Company prides itself on exceeding our clients’ expectations in finding the ideal home loan for their situation. For more than 8 years, our team has provided quality service to every client that we’ve worked with. Whether you want the lowest possible rate or a complex financing package.
(484) 353-6141 Lender's profile and map Reviews The Hussey Team 706 Fayette St, Suite C, Conshohocken, PA, 19428 Buying a new home is an experience that lasts a lifetime, so why not have memorable one? The Hussey Team strives to make this happen. There could be some turbulence along the way, but it takes the right team to counsel all parties involved to reach a solution. We are mortgage advisors that work fast, accurately, and have fun.
(215) 990-2611 Lender's profile and map Reviews Real Property Capital 303 Harry Street, Conshohocken, PA, 19428 RPC offers a variety of loan types tailored to suit any commercial real estate requirement. These include permanent loans for both refinance and acquisition, construction loans, bridge loans, mezzanine/preferred equity, and traditional equity. Although we do not recommend hard money loans.
610-766-7060 Lender's profile and map Reviews Cross Country Mortgage 625 West Ridge Pike Building A, Conshohocken, PA, 19428 First Choice Mortgage Advisors has a highly knowledgeable staff in Pennsylvania, we truly encompass the word TEAM. Priding ourselves in top notch COMMUNICATION, we work seamlessly together to provide all Pennsylvania residents with the highest quality home loans. Whether you are looking to build your dream home, purchase a home, refinance
(484) 546-8840 Lender's profile and map Reviews COLONIAL MORTGAGE ADVISORS LLC 625 W Ridge Pike, Conshohocken, PA, 19428 Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
(610) 326-3705 Lender's profile and map Reviews Tri County Area Federal Credit Union 1550 Medical Drive, Pottstown, PA, 19464 Tri County Area FCU is a full-service financial institution offering a broad range of benefits & friendly, convenient service right here in our community. We have been serving our community for over 70 years! Unlike traditional banks, we don’t have stockholders. So when you join the Credit Union, you become an owner of our credit union
(610) 326-5490 Lender's profile and map Reviews Diamond Credit Union 1600 Medical Drive, Pottstown, PA, 19464 Diamond Credit Union is a full-service, community-chartered credit union offering everything you need from everyday checking, savings, and loans, to Commercial Services, Mortgages, and Financial Planning. Diamond is not-for-profit and member-owned. Anyone who lives, works, worships.
(570) 265-8410 Lender's profile and map Reviews Craftmaster Federal Credit Union 562 Shiner Road, Towanda, PA, 18848 The mission of the Craftmaster Federal Credit Union is to provide a safe and sound financial institution for members to obtain competitive dividends and interest rates, while complying with all Federal, State and local laws. Through quality management, we will provide personalized services that meet or exceed membership expectations.
(401) 846-3400 Lender's profile and map Reviews BankNewport 184 John Clarke Road, Middletown, RI, 02842 BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
(401) 846-8930 Lender's profile and map Reviews People’s Credit Union 858 West Main Road, Middletown, RI, 02842 People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.