USDA Vs. FHA your options comparison in Spackenkill, Dutchess County, NY
In 2025, the USDA loan limit for Spackenkill, within the county of Dutchess, NY, is $581,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Evaluate the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, helping you choose the best program in tailored to your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Spackenkill, County of Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Options in Spackenkill, NY
Lendersa® aims to efficiently connect you with the best USDA or FHA loan options, eliminating unnecessary hassle. Start with any of three pathways to align with lenders and USDA loan programs that meet your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available strictly in rural areas. In contrast to FHA loans, which demand at least a 3.5% down payment, USDA home loans require no down payment.
The Sunrise Financial Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Kairos Movements Mortgage Services, LLC is a full service mortgage brokerage specializing in Purchase and Refinancing.
We tailor the mortgage experience to your needs and strive to deliver the best scenarios for your particular situations. We believe that no 2 buyers are the same and attention is key.
APR Mortgage LLC assists our clients with all matters relating to real estate and mortgage. Our goal as a company is to provide our clients with the confidence and experience to enable them to purchase the home of their dreams. We specialize in handling difficult loans that banks will not handle.
7357 International Place, Suite 102, Sarasota, FL, 34240
"Co-founded by Kirk Chivas and Ken Turkington in 2007, First Commerce Financial was created to provide the residents of Michigan with simple and objective financial solutions, thus resulting in a positive mortgage experience.
Using over 60 year’s experience, we pledge to earn your trust through unparalleled service, integrity and communication
6151 Lake Osprey Drive 3rd Floor, Sarasota, FL, 34240
Braun Mortgage Group, believe in challenging what has become the lending process standard. We believe that obtaining a mortgage loan should be a smooth, transparent & pleasant part of the home buying process. We believe in educating our clients and informing everyone involved throughout the process
The APR Commercial Funding team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
7345 International Place, #108, Sarasota, FL, 34240
Creative Lending LLC is locally owned and operated and has been in the same location for 15 years. We strive to be honest and upfront with customers while providing the best possible service. Lending LLC is locally owned and operated and has been in the same location for 15 years.
3011 N Belt Highway, Suite B, Saint Joseph, MO, 64506
District One Highway Credit Union was founded in 1954. An inquiry dated March 13, 1954 was sent to Jim Riegel of the Missouri Credit Union League. His response to this inquiry stated that it would take a minimum of 7 people to sign a charter and someone would need to put up $5 to the Secretary of State.
St. Joseph Teachers’ Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member-owner, in the form of higher dividend rates on deposits.
