USDA and FHA Pro and Con in Spackenkill, Dutchess County, NY
In 2025, the USDA loan limit for Spackenkill, within the county of Dutchess, NY, is $581,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Evaluate the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, helping you choose the best program in tailored to your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Spackenkill, County of Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Options in Spackenkill, NY
Lendersa® aims to efficiently connect you with the best USDA or FHA loan options, eliminating unnecessary hassle. Start with any of three pathways to align with lenders and USDA loan programs that meet your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available strictly in rural areas. In contrast to FHA loans, which demand at least a 3.5% down payment, USDA home loans require no down payment.
Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
CMN Funding is a financial services company that specializes in the needs of the commercial client. CMN is a full service outlet for many types of commercial financing. Our primary focus is to obtain funding for commercial real estate transactions.
Our company pledge is to work very hard to find the right home for every deal. CMN has long standi
We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases
At EQUITY UNLIMITED, we pride ourselves on exceeding our customer's expectations in providing the best services suited for you, whether it be the best rates or options for are satisfactory to you. Specialties in Mortgage Loan, Home Loan, Personal Loan, Car Loan etc. Contact us to get in touch with a mortgage specialist.
Hard Money Lender New York works with real estate investors and property owners who are in need of capital. We have a common sense underwriting process that focuses on the property.Whether you are a seasoned real estate investor or looking for capital to kick start your property business, Hard Money Lender New York has you covered.
Bridge Loan Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. Bridge Loans Brooklyn is a direct mortgage lender providing bridge loans (bridge loan financing) for an array
Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.
