USDA Vs. FHA your options comparison in Red-Oaks-Mill, Dutchess County, NY
In 2025, the USDA loan limit within Red-Oaks-Mill, located in Dutchess county, NY is set at $581,220, while the FHA limit for a single-family home is $356,500.
Use Lendersa® USDA loan calculator to evaluate the best USDA vs. FHA rates available today and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options can be viewed side by side, helping you choose the most suitable program in for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Red-Oaks-Mill, Dutchess County, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Options in Red-Oaks-Mill, NY
Lendersa® aims to secure the best possible USDA or FHA loans efficiently and without hassle. Begin with one of three options designed to match you with lenders and explore USDA loan programs available to you.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, available solely in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, no down payment is required for a USDA mortgage.
U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
"Express Mortgage has been serving Arklahoma proudly for over 10 years. We look forward to answering any questions you may have regarding our services.
Express Mortgage offers every mortgage product imaginable ... conforming FNMA/FHLMC ... government FHA ... reverse mortgage ... and VA. Our expertise lies in outstanding customer service"
Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
In 1903 four brothers chartered Lincoln State Bank in Glenburn, ND. In 1935, upon request by several Hankinson, ND merchants, the Healy family moved the charter to Hankinson. The bank continued to serve Glenburn for a number of years through the operation of a paying and receiving station.
LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States.
We are unique from other institutions. We are not owned by shareholders, we are owned by our members;
Anyone that lives, works, worships, or attends school in Lancaster County, NE.
Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.
Bank of Oak Ridge is a Louisiana chartered bank that began in 1910 and has proudly served Oak Ridge and the surrounding Morehouse and Richland Parish area for over 100 years. We were excited to expand our community banking services into Monroe, LA, by opening a Loan Production Office in June 2016, then converting it to a full-service branch in Sept
At Cross Keys Bank our Mission Statement is simple: “Our mission is to help our customers succeed.” Since our beginning in 1902 we have served the people and the communities of Northeast Louisiana by providing products and customer service as a package. They just go together. For 18 consecutive years, we have received the highest award.
Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas.
Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.
