USDA Loan Vs. FHA loan for Bennington, NY 2025

In 2025, USDA loan limit in Bennington, county of Wyoming, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bennington, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(712) 755-3881 871 miles Lender's profile and map Reviews Town & Country Credit Union 1414 Chatburn Avenue, Harlan, IA, 51537 Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
(712) 755-5112 871 miles Lender's profile and map Reviews Shelby County State Bank 508 Court Street, Harlan, IA, 51537 Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.
(229) 723-3711 871 miles Lender's profile and map Reviews First State Bank of Blakely 2213 South Main Street, Blakely, GA, 39823 First State Bank of Blakely¹ was originally chartered in 1903 under the name First National Bank of Blakely and has operated continuously in Early County since its inception. The bank was owned and operated under the direction of Mr. S. G. Maddox, Sr. until his retirement in 1993.
(507) 376-9747 871 miles Lender's profile and map Reviews FIRST STATE BANK SOUTHWEST 1433 Oxford Street, Worthington, MN, 56187 At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers. The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
(816) 396-6001 871 miles Lender's profile and map Reviews Lowen Enterprise LLC 115a South Main, Grain Valley, MO, 64029 WPL Mortgage Solutions is more than a mortgage broker, we’re your financial partner. We seek out long-term relationships with our vendors, suppliers, employees and most of all, with our clients. As a mortgage broker, we take time to get to know customers and find real solutions so they can live out their dreams.
(712) 263-5685 871 miles Lender's profile and map Reviews Crawford County Bank 21 North Main, Denison, IA, 51442 The Crawford County Trust and Savings Bank began in 1927, and we haven't changed our name since. At Crawford County Trust and Savings Bank you are a face and a name, not a number or a quota. As we work diligently to provide you with personal service, we recognize that our success depends on your success
(417) 777-3322 872 miles Lender's profile and map Reviews LimeBank 1630 S. Killingsworth Ave., Bolivar, MO, 65613 LimeBank (formerly Farmers State Bank) is an FDIC-insured & Equal Housing Lender certified bank serving the community of Bolivar, MO & the surrounding area. With four convenient branch locations in Bolivar, Galmey, and Pittsburg, plus four free regional ATMs, LimeBank proudly serves clients from southwest Missouri & the greater Springfield region.
(229) 241-9444 872 miles Lender's profile and map Reviews Guardian Bank 701 Wildwood Plantation Drive, Valdosta, GA, 31602 Our bank was founded in 1997. Our founders established a bank based on time-tested methods of sound financial management. The bank they envisioned would serve people like themselves, who enjoy living and working in the unique region of South Georgia. Guardian Bank flourished as it helped people prosper.
(229) 242-7600 872 miles Lender's profile and map Reviews CBC Bank 3466 North Valdosta Road, Valdosta, GA, 31602 We pride ourselves on being a true community bank. Our bankers are your neighbors and your friends-- and we truly understand the needs of our local people. We have, and will continue to be, committed to building relationships with our customers and our community across South Georgia.
(229) 588-5340 872 miles Lender's profile and map Reviews Ameris Bank 3020 N Patterson St, Valdosta, GA, 31602 Ameris Bank is a financial institution serving customers across the Southeast and Mid-Atlantic. Through online account opening, customers across the nation can benefit from Ameris Bank products and services. Ameris Bank has full-service locations in Alabama, Florida, Georgia and South Carolina and mortgage-only.
(229) 244-2732 872 miles Lender's profile and map Reviews Southeastern Credit Union 3501 North Valdosta Rd., Valdosta, GA, 31602 Southeastern Credit Union is a not-for-profit financial institution. We were founded in 1953 as Moody Air Force Base Federal Credit Union, originally offering credit union membership to base employees and their immediate family.Since then, we've changed our name and our charter to serve our current ten-county area in South Georgia.