USDA VS FHA in Bennington, Wyoming County, NY

As of 2025, in Bennington, within the county of Wyoming, NY, the USDA loan limit is $336,500, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today. Determine required income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator gives side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting in deciding the best program for your financial situation in .

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Loan limits and downpayment requirements for 2025 in Bennington, Wyoming county, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bennington, NY

Lendersa® aims to secure you the optimal USDA or FHA loan promptly and hassle-free. Choose from three different starting paths to link with lenders and discover relevant USDA loan programs.

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Understanding a USDA Loan in NY

The USDA home loan is a government-guaranteed loan via the Department of Agriculture, known also as the USDA rural development loan or USDA mortgage. It's available strictly in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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