USDA Vs. FHA your options comparison in Bennington, Wyoming County, NY

As of 2026, in Bennington, within the county of Wyoming, NY, the USDA loan limit is $336,500, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today. Determine required income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator gives side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting in deciding the best program for your financial situation in .

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Loan limits and downpayment requirements for 2026 in Bennington, Wyoming county, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bennington, NY

Lendersa® aims to secure you the optimal USDA or FHA loan promptly and hassle-free. Choose from three different starting paths to link with lenders and discover relevant USDA loan programs.

Results from Lendersa USDA loan matching

Understanding a USDA Loan in NY

The USDA home loan is a government-guaranteed loan via the Department of Agriculture, known also as the USDA rural development loan or USDA mortgage. It's available strictly in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bennington Lenders

  • Attica Wyoming Federal Credit Union
  • 221 E Main Street, Attica, NY, 14011
  • Lends in New York
  • Attica State Prison Employees Federal Credit Union was chartered in 1935. In 1985 membership was opened up to employees of Wyoming Correctional Facility. Our name was then changed to Attica-Wyoming Correctional Employees Federal Credit Union. Now, membership is open to all current and retired employees of Attica, Wyoming, Wende, Albion, Groveland,

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • Alden State Bank
  • 13216 Broadway, Alden, NY, 14004
  • Lends in New York
  • Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products

  • Tonawanda Valley Federal Credit Union
  • 10 Jefferson Square Avenue, Batavia, NY, 14020
  • Lends in New York
  • TVFCU is a community financial cooperative committed to providing quality and moderately priced financial services to the people of our community. Our mission is to promote thrift and provide a source of borrowing for provident and productive purposes; thereby helping our members understand and achieve their personal financial goals.

  • Tompkins Bank of Castile
  • 90 Main St, Batavia, NY, 14020
  • Lends in New York
  • Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins'​ strategy emphasizes responsible growth and strong ROE

  • Cadets Federal Credit Union
  • 1751 Transit Road, Elma, NY, 14059
  • Lends in New York
  • Cadets Federal Credit Union has been open since 1950. The credit union has assets totaling $15.29 Million and provides banking services to more than 1, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • R & R FUNDING, INC.
  • 10 Sussex Ln, Lancaster, NY, 14086
  • Lends in New York
  • The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.

  • Akron Employees Federal Credit Union
  • 4977 North Ayers Road, Akron, NY, 14001
  • Lends in New York
  • Akron Employees Federal Credit Union Our mission is to provide personal financial services of a superior quality to the members; our chief concern being their financial well-being. We will use automation and technology to support a highly trained group of volunteers and staff.Professional managers will be accountable for the quality of service

  • LeRoy Federal Credit Union
  • 7093 West Main Road, Le Roy, NY, 14482
  • Lends in New York
  • LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member