During 2025, in the city of Batavia located in Genesee county, NY, the USDA loan ceiling is $336,500. Conversely, the FHA loan cap for a single-family residence is $472,030.
Try using the Lendersa® USDA loan calculator to compare today's standout USDA versus FHA rates and assess the income, credit, reserves, and paperwork required for eligibility. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA offerings side by side, helping you settle on the ideal plan for your financial circumstances in .
2025 Lending Limits and Downpayment Guidelines in Batavia, Genesee County, NY
Loan Category
Maximum Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Batavia, NY
The primary aim of Lendersa® is to connect you with the most suitable USDA or FHA loan quickly and effortlessly. Opt for one of three initial pathways to find compatible lenders and USDA programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, reserved for rural locales exclusively. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans demand no down payment whatsoever.
This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members.
We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
Bankcda is your hometown bank. We are proud that decisions are made locally allowing us to deliver expertise and flexibility to our communities. We are your neighbors and are committed to the success of local businesses and families by delivering high-quality service and products.
101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
Our resourceful and skilled team at All American Liberty Mortgage is eager to help you reach your dreams. We are locally owed and operated and are happy to assist you with your home financing needs. Give us a call and stop by and see our historic building and what terrific loan products we have to offer.
2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814
YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814
At Lake City Mortgage, our mission is to set a high standard in the mortgage industry of Spokane. We are committed to quality customer service - putting the people in Washington and Idaho we serve first. Our goal is to carefully guide you through the real estate loan process, so that you can confidently select the best mortgage for you.
Secured Investment Corp gives lenders and real estate investors the ability to connect and build powerful and profitable strategic alliances. Lenders are able to grow their net returns on their invested capital and Real Estate Investors are able to grow their investment portfolios.
NMLS number is as follows #1760709
Lake City Servicing understands the importance of having a servicing company you can count on to maintain your loan accounts. Whether you are a Hard Money Lender, a Lender with a small portfolio of loans, a seller that has a seller carry-back note, or a manager of a mortgage loan pool, our goal is to provide you with thorough.
