In 2026, the USDA loan limit in Oakfield, located in Genesee county, NY, is $336,500. Conversely, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. Identify the income, credit, reserves, and documents needed for qualification. This advanced tool allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best option for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Oakfield, Genesee, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Programs in Oakfield, NY
Lendersa®'s mission is to provide you with the optimal USDA or FHA loan expediently and without difficulties. Choose one of the three starting points that link you with lenders and USDA loan offerings.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural areas, and unlike FHA loans that require at least 3.5% down, the USDA mortgage offers zero down payment.
TVFCU is a community financial cooperative committed to providing quality and moderately priced financial services to the people of our community. Our mission is to promote thrift and provide a source of borrowing for provident and productive purposes; thereby helping our members understand and achieve their personal financial goals.
Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins' strategy emphasizes responsible growth and strong ROE
Akron Employees Federal Credit Union Our mission is to provide personal financial services of a superior quality to the members; our chief concern being their financial well-being. We will use automation and technology to support a highly trained group of volunteers and staff.Professional managers will be accountable for the quality of service
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The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
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The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.
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