USDA Vs. FHA Pro and Con comparison in Bethel, Sullivan County, NY
In the year 2025, within Bethel, located in the county of Sullivan, NY, the USDA loan limit stands at $336,500, while the FHA sets its single-family home limit at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the most favorable USDA versus FHA rates available today. You'll also find out the necessary income, credit score, reserves, and documentation required for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to determine which plan in aligns best with your unique financial needs.
2025 Loan Limits and Down Payment Requirements in Bethel, County of Sullivan, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Bethel, NY
Lendersa® strives to secure the most advantageous USDA or FHA loan with efficiency and simplicity. Start with one of three pathways designed to pair you with lenders and USDA loan programs that best suit your needs.
A USDA home loan, also known as a USDA mortgage, is backed by the government via the Department of Agriculture. It is uniquely offered in rural areas only. FHA loans, in contrast, demand a minimum down payment of 3.5%, whereas the USDA loans do not mandate any down payment at all.
1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.
North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.
Anoka Hennepin Credit Union (AHCU) was founded in 1962 by 13 employees of the Anoka Hennepin School District. Our roots will always honor its decades of service as a "school focused" credit union, serving the largest school district in Minnesota. Today, we continue to be united by a vision of enriching the lives of our members.
Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.
7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
7801 E Bush Lake Road, Suite 350, Edina, MN, 55439
Venture Commercial Mortgage is a full-service, commercial mortgage banking firm providing loan origination, loan servicing, and equity procurement for commercial real estate properties. In 1990, our founder Mick Thorsland took his extensive experience in commercial real estate financing and opened Venture Commercial Mortgage.
7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439
At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
7801 E Bush Lake Rd, Suite 430, Minneapolis, MN, 55439
We are a small team of real estate investors with over 300 properties and many years of experience as Carpathian Capital Management. CCM Finance is a subsidiary of Carpathian established specifically to meet the funding needs of real estate investors. We have a lot of experience in real estate
