USDA and FHA Pro and Con in Bethel, Sullivan County, NY
In the year 2026, within Bethel, located in the county of Sullivan, NY, the USDA loan limit stands at $336,500, while the FHA sets its single-family home limit at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the most favorable USDA versus FHA rates available today. You'll also find out the necessary income, credit score, reserves, and documentation required for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to determine which plan in aligns best with your unique financial needs.
2026 Loan Limits and Down Payment Requirements in Bethel, County of Sullivan, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Bethel, NY
Lendersa® strives to secure the most advantageous USDA or FHA loan with efficiency and simplicity. Start with one of three pathways designed to pair you with lenders and USDA loan programs that best suit your needs.
A USDA home loan, also known as a USDA mortgage, is backed by the government via the Department of Agriculture. It is uniquely offered in rural areas only. FHA loans, in contrast, demand a minimum down payment of 3.5%, whereas the USDA loans do not mandate any down payment at all.
At Asian Bank, we share your values of hard work, saving, and education. We are committed to providing highly personalized service and a wide range of banking products and services to help you, your family and your business.values of hard work, saving, and education. We are committed to providing highly personalized service
PFFCU’s mission is to be our members’ primary financial services provider, focusing on loans and deposits. We will earn our members’ Trust by providing quality financial products at very attractive prices, delivered with superior Service, Value, and Convenience. PFFCU is looking for staff who share our values and can help us achieve our mission.
905 Arch Street, Suite 201, Philadelphia, PA, 19107
Hansen Financial Svc is a mortgage lending institution that prides itself in providing high quality financial services to the public. It is our mission to provide high quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, second mortgages.
123 N. 9th Street, Suite 101, Philadelphia, PA, 19107
LISA HOME MORTGAGE is an American Limited Liability Corporation in the mortgage industry. As a leader in mortgage financing, the company is multi-state licensed, providing mortgage loan options for clients in need of purchasing or refinancing residential or commercial properties.
1315 Walnut Street, Suite 1517, Philadelphia, PA, 19107
We’re a small, local mortgage company that does things a little differently. We take a personal approach to every loan because this isn’t just a financial decision-it’s your home. We have almost 20 years of experience in the residential mortgage business with access to a full spectrum of loan products to fit your purchase and refinance needs.
100 South Broad Street, Suite 30, Philadelphia, PA, 19110
Enterprise Commercial Financing takes great pride in providing our clients with the absolute best loan options, rates and terms at the lowest service fee in the country. We ALWAYS put our clients best interest above our own. You can always rely on us for great service, professionalism and dependability.
The Mission Statement of the UDBell Federal Credit Union has been since its inception in 1940 and continues to be one of SERVICE to its membership. It still believes in the national credit union credo of “not for profit, not for charity, but for service”. All our goals are dedicated to providing a financially sound.
At Forge Credit Union, we understand everyone has different financial needs. That's why we offer a wide variety of miscellaneous services to help meet those needs. When you become a member of Forge Credit Union, you are joining the family of thousands that depend on us for excellent member service.
