In the year 2025, within Bethel, located in the county of Sullivan, NY, the USDA loan limit stands at $336,500, while the FHA sets its single-family home limit at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the most favorable USDA versus FHA rates available today. You'll also find out the necessary income, credit score, reserves, and documentation required for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to determine which plan in aligns best with your unique financial needs.
2025 Loan Limits and Down Payment Requirements in Bethel, County of Sullivan, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Bethel, NY
Lendersa® strives to secure the most advantageous USDA or FHA loan with efficiency and simplicity. Start with one of three pathways designed to pair you with lenders and USDA loan programs that best suit your needs.
A USDA home loan, also known as a USDA mortgage, is backed by the government via the Department of Agriculture. It is uniquely offered in rural areas only. FHA loans, in contrast, demand a minimum down payment of 3.5%, whereas the USDA loans do not mandate any down payment at all.
Channel Mortgage is a dynamic mortgage company, dedicated to helping customers connect the dots on their path to home ownership. The Company’s leadership has over 50 years combined experience in the mortgage business. Channel Mortgage is a 100 percent referral based business. We do not expend resources on slick advertising and other misleading gimm
Blue Sky Capital Funding is a distinguished provider of financial solutions, specializing in offering tailored funding options to meet the diverse needs of businesses. Founded with the mission to support growth and facilitate financial stability, Blue Sky Capital Funding has established itself as a trusted partner in the capital markets.
Northeastern Operating Engineers Federal Credit Union
1616 Whitestone Expressway, Whitestone, NY, 11357
Since 1974, Northeastern Operating Engineers Federal Credit Union has been serving the financial needs of its members & their families.
The Credit Union is a full service financial institution that offers a broad range of financial products &services. Our knowledgeable loan officers can help you with your mortgage, home equity loan needs
QNB will help you achieve your goals by providing a total financial relationship built upon exceptional personal service and a sincere interest in your success. Our Customers always come first and perceive the Bank as a trusted resource in achieving their financial goals. QNB takes pride in being one of the few surviving independent banks in Bucks.
"We at Hard Money Lenders NY have been helping investors for 16 years to obtain quick financing on non-bankable properties. We provide loans to all of New York City boroughs and all of Long Island.
We’re able to help people with either good or bad credit on a case by case basis.We’re quick, we’re efficient, and we always keep our word."
Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.
133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo
NewBank, an independent community bank, is dedicated to providing products and services, which satisfy the needs of our customers, stimulating economic growth in our community, enhancing the shareholders’ value, and encouraging professional success for our employees. NewBank is a state chartered commercial bank founded in Sep. 29, 2006.
