USDA Vs. FHA Pro and Con comparison in Monticello, Sullivan County, NY
In 2025, the USDA loan limit in Monticello, located in the county of Sullivan, NY, is $336,500. On the other hand, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the top USDA vs FHA rates today, and identify the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Monticello, Sullivan County, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Monticello, NY
The goal of Lendersa® is to swiftly and efficiently secure the best USDA or FHA loan for you, hassle-free. Select one of three starting approaches to connect with lenders and explore USDA loan programs tailored to your situation.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment at all.
We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team.
Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.
We believe that small businesses are the lifeblood of the U.S. economy, and historically have been underserved financially. Since our founding in 2006, we’ve been committed to making it efficient and convenient for small businesses to access financing online. We know that a small business is more than just a credit score.
Simplist is a digital mortgage marketplace committed to modernizing and simplifying the mortgage application process. Founded in 2018 by a team of experienced real estate and finance experts, Simplist works with major national firms and established regional lenders to help prospective homeowners find mortgages as unique as they are.
Great Northern Mortgage is one of the top New York based commercial and residential real estate mortgage companies, specializing in the placement of financing for commercial and residential real estate and business transactions. At Great Northern Mortgage we are dedicated to facilitating all of your real estate based financial needs.
We Lend is a nationwide Private lender focused on providing quick and low-cost capital for investment properties. We Lend’s approach to lending is centered around the investor, allowing the investor to focus more on their investment and less on the loan process. The We Lend team is here to assist in the expansion of your real estate portfolio!
256 West 38th Street, 15th Floor, New York, NY, 10018
Dominion Capital is a U.S. investment advisory firm based in New York City.
We invest in Capital Markets, Real Estate, Structured Products, and Venture Capital.
Capital Markets: Our trading desk has relationships with several financial institutions to provide liquidity to public markets.
West Forest Capital provides funds to real estate investors and others looking to finance non-owner occupied real estate. We lend on apartments, single family, multi-family, commercial, industrial, land, and other properties. We provide rehab funds, or full construction costs, as needed. FAST CLOSINGS, almost always less than 10 days.
"Arkad Capital is the creation of three real estate entrepreneurs and
their constant pursuit of higher real estate investing performance. With
combined Main St. and Wall St. Knowledge, Arkad Capital brings great
value to its borrowers by offering highly competitive terms, industry
knowledge, and outside of the box lending."
