USDA Vs. FHA Pro and Con comparison in Thompson, Sullivan County, NY
As of 2025, the USDA loan limit in Thompson, located in the county of Sullivan, NY, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Lendersa® USDA loan calculator is your tool to compare today's best USDA versus FHA rates. Find out what income, credit score, reserves, and paperwork are needed for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to help you decide the best program for your financial needs in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Thompson, County of Sullivan, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Thompson, NY
At Lendersa®, our aim is to seamlessly connect you to the best USDA or FHA loan options. Start with one of three paths to find matching lenders and appropriate USDA loan schemes.
The USDA home loan, endorsed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage has no down payment requirement, offering substantial benefit to eligible rural home buyers.
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Chen-Del-O Federal Credit Union is a federally organized cooperative, composed of people with a common bond of employment. The members are the owners of the Credit Union. They elect a Board of Directors who determine the policies under which the credit union operates according to rules established by the National Credit Union Administration,
Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a
At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
The CMC Employees FCU was established in 1975. On January 1, 1991 FCPI FCU merged with CMC Employees FCU creating CMC-FCPI Employees FCU. Our field of membership includes: employees, doctors, medical staff, and technicians of the Geisinger Community Medical Center who work in Scranton.
Spojnia Credit Union is a state-chartered, not-for-profit, full-service financial institution that is member-owned & controlled through a board of directors. The voluntary board, elected by the membership, establishes and revises the credit union’s policies and sets dividend rates so that you can earn more when you save & pay less when you borrow.
We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
300 N Middletown Road, Suite 6, Pearl River, NY, 10965
Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union
Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.
