As of 2026, the USDA loan limit in Thompson, located in the county of Sullivan, NY, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Lendersa® USDA loan calculator is your tool to compare today's best USDA versus FHA rates. Find out what income, credit score, reserves, and paperwork are needed for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to help you decide the best program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to seamlessly connect you to the best USDA or FHA loan options. Start with one of three paths to find matching lenders and appropriate USDA loan schemes.
The USDA home loan, endorsed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage has no down payment requirement, offering substantial benefit to eligible rural home buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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