USDA and FHA Pro and Con in Thompson, Sullivan County, NY
As of 2026, the USDA loan limit in Thompson, located in the county of Sullivan, NY, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Lendersa® USDA loan calculator is your tool to compare today's best USDA versus FHA rates. Find out what income, credit score, reserves, and paperwork are needed for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to help you decide the best program for your financial needs in Alabama.
Loan Limits and Down Payment Requirements for 2026 in Thompson, County of Sullivan, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Thompson, NY
At Lendersa®, our aim is to seamlessly connect you to the best USDA or FHA loan options. Start with one of three paths to find matching lenders and appropriate USDA loan schemes.
The USDA home loan, endorsed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage has no down payment requirement, offering substantial benefit to eligible rural home buyers.
Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
Nebraska Energy Federal Credit Union serves employees and their families of entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming and Colorado. Helping our members achieve financial success - that starts with the credit union difference, where you're a member - and an owner.
Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
8050 Crowder Blvd, Suite A, New Orleans, LA, 70127
At Bourgeois & Associates Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
