USDA Vs. FHA your options comparison in Thompson, Sullivan County, NY

As of 2026, the USDA loan limit in Thompson, located in the county of Sullivan, NY, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Lendersa® USDA loan calculator is your tool to compare today's best USDA versus FHA rates. Find out what income, credit score, reserves, and paperwork are needed for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to help you decide the best program for your financial needs in Alabama.

Compare offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Thompson, County of Sullivan, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Thompson, NY

At Lendersa®, our aim is to seamlessly connect you to the best USDA or FHA loan options. Start with one of three paths to find matching lenders and appropriate USDA loan schemes.

Lendersa USDA loan request and matching results

Defining USDA Loan in NY

The USDA home loan, endorsed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage has no down payment requirement, offering substantial benefit to eligible rural home buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sunshine State Mortgage
  • 1515 N. UNIVERSITY DRIVE #101, Coral Springs, FL, 33071
  • Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry .

  • Nationwide Mortgage Group
  • 1750 N University Dr #201, Coral Springs, FL, 33071
  • Nationwide Mortgage, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Bluecastle Lending, Realty & Title
  • 12514 W. Atlantic Blvd, Coral Springs, FL, 33071
  • Bluecastle Lending, Realty & Title primarily services Broward, Palm Beach & St. Lucie counties, however, we do loans & title all throughout Florida. We offer some unique and almost unfair Buyer advantage like one-stop-shop, finding the best deal in the market for the buyer’s taste & budget the first day looking

  • Core Mortgage Financial
  • 25 Homestead Rd. N Ste #41-B, Lehigh Acres, FL, 33936
  • Core Mortgage Financial believes in the American dream of home ownership and understands the effort it takes to get there. But you shouldn’t have to work hard to find a loan, too. That’s where we come in. Our business is based on you, our client.We are considered experts in all loan programs.

  • Patriots Bank
  • 131 East 4th Ave., Garnett, KS, 66032
  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you

  • Community Development Bank
  • 516 Main Street, Ogema, MN, 56569
  • Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve

  • GARLAND COUNTY EDUCATORS' FEDERAL CREDIT UNION
  • 190 Aviation Plaza, Suite E, Hot Springs National Park, AR, 71913
  • The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions.

    We are a not-for-profit, member-owned, federally insured federal credit union.

  • Combined Federal Credit Union
  • 203 Nash St, Hot Springs National Park, AR, 71913
  • Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.

  • Kingdom Lending Group Corp
  • 441 South State Road 7, Suite 19A, Margate, FL, 33068
  • Kingdom Lending Group Corp. NMLS Entity ID#1741812. A Florida Mortgage Broker. All loans are arranged through 3rd party lenders. As a Mortgage Broker, kingdom Lending Group Corp does not make commitments or fund mortgage loans. All mortgage loans are arranged with third party lenders.kingdom Lending Group Corp does not directly offer

  • Royal Capital Solutions
  • 8200 Sw 13th Street North, Lauderdale, FL, 33068
  • The Royal Capital Solutions Team is your premier mortgage team located in Pompano Beach, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Pompano Beach area.

  • DHL Mortgage Inc
  • 4154 Erindale Drive North, North Fort Myers, FL, 33903
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.