USDA Vs. FHA your options comparison in Boston, Erie County, NY
In the year 2026, the USDA loan limit for a single-family home in Boston, located in Erie county, NY, is set at $336,500, whereas the FHA limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates available today, and assess the necessary income, credit, reserves, and documentation to qualify. By utilizing our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in Alabama for your unique financial needs.
Insights on 2026 loan limits and downpayment requirements in Boston, Erie county, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Boston, NY
The aim of Lendersa® is to swiftly secure you an optimal USDA or FHA loan without unnecessary complications. Begin with one of three methods to match you with lenders and suitable USDA loan programs.
A USDA home loan is a government-backed program, specifically a USDA rural development loan, also known as a USDA mortgage, and is accessible in rural neighborhoods exclusively. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment at all.
HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.
HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.
Veteran Owned Mortgage Broker specializing in all types of loans - for all ages and stages of home ownership. Types of Loans: Fixed Rate Loan ARM Loan Jumbo Loan VA Loan FHA Loan Private Financing Whether you're a first time home buyer, already own a home and interested in Refinancing your current loan
130 Petaluma Avenue, Suite 2F, Sebastopol, CA, 95472
Cottingham Mortgage Inc. specializes in residential mortgages, and is dedicated to community and personalized service a true advocate for clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources
Northern Redwood Federal CU is a local boutique credit union that has been serving the community for over 60 years. We are a service oriented credit union that offers the same great services as the larger financial institutions. We pride ourselves on knowing our members on a personal level
At Bailey Mortgage, our mission is to set a high standard in the mortgage industry. We are a local, family owned and operated mortgage brokerage firm with over 30 years experience. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by calling
"Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.
Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"
Tam Funding, a professional mortgage company specializing in residential mortgages. Unlike big banks, we don’t offer a limited range of mortgage options. No two borrowers are alike, so we structure a mortgage based upon your individual needs and work with our over 80+ different mortgage programs to find the right fit for you.
628 East Washington St., Suite B, Petaluma, CA, 94952
Petaluma Home Loans is a local mortgage banker that is dedicated to serving our clients best interests. We specialize in Refinances and Purchases.
We are dedicated to working with first time home buyers, and loans on Bank Owned and Short Sale properties, via Coventional, Jumbo, FHA and VA loans.
America's Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
