In the year 2025, the USDA loan limit for a single-family home in Boston, located in Erie county, NY, is set at $336,500, whereas the FHA limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates available today, and assess the necessary income, credit, reserves, and documentation to qualify. By utilizing our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in Alabama for your unique financial needs.
Insights on 2025 loan limits and downpayment requirements in Boston, Erie county, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Boston, NY
The aim of Lendersa® is to swiftly secure you an optimal USDA or FHA loan without unnecessary complications. Begin with one of three methods to match you with lenders and suitable USDA loan programs.
A USDA home loan is a government-backed program, specifically a USDA rural development loan, also known as a USDA mortgage, and is accessible in rural neighborhoods exclusively. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment at all.
Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.
AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.
Moonlight Credit Union has been open since 1947. The credit union has assets totaling $42.92 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088
We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088
Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.
