USDA Vs. FHA Pro and Con comparison in Boston, Erie County, NY
In the year 2025, the USDA loan limit for a single-family home in Boston, located in Erie county, NY, is set at $336,500, whereas the FHA limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates available today, and assess the necessary income, credit, reserves, and documentation to qualify. By utilizing our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in Alabama for your unique financial needs.
Insights on 2025 loan limits and downpayment requirements in Boston, Erie county, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan alternatives in Boston, NY
The aim of Lendersa® is to swiftly secure you an optimal USDA or FHA loan without unnecessary complications. Begin with one of three methods to match you with lenders and suitable USDA loan programs.
A USDA home loan is a government-backed program, specifically a USDA rural development loan, also known as a USDA mortgage, and is accessible in rural neighborhoods exclusively. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment at all.
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