USDA and FHA Pro and Con in Orchard-Park, Erie County, NY
In 2025, USDA loan limit in Orchard-Park, county of Erie, NY is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Orchard-Park, county of Erie, NY
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Orchard-Park, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Impact Bank was created by the April 2, 2012 merger of Caldwell State Bank and First National Bank in Wellington. Both financial institutions were healthy, long-standing community banks serving local families and businesses for generations. Caldwell State Bank was founded in 1928 and First National Bank in Wellington began in 1879.
The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,
"The team members at Champions Mortgage have many years of experience in mortgage lending. We have worked in both the retail mortgage industry for the consumer and in the wholesale mortgage industry for the lender. We understand the loan products and are well equipped to guide you through any home loan scenario… from application to close.
"Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry.
We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
Tangipahoa Parish Teachers’ Credit Union filed its original charter to begin operations almost 72 years ago on August 27, 1946. At the time of its organization, the Credit Union had approximately 25 members and had assets in the amount of $256.50. The field of membership included employees of the Tangipahoa Parish School Board.
4359 35th Street North, Suite E5, Saint Petersburg, FL, 33714
1st Equity Capital Funding, Inc equityWhether the commercial real estate you are trying to finance is for a rate & term refinance due to a balloon coming due, a cash out refi, a note being called in, or an acquisition, we work in correspondence with many wholesale commercial mortgage lenders from Life Insurance Companies.
Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
449 Apollo Beach Boulevard, Apollo Beach, FL, 33572
Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.
