USDA Vs. FHA Pro and Con comparison in Orchard-Park, Erie County, NY
In 2025, the loan ceiling for USDA in Orchard-Park, Erie county, NY stands at $285,000, while the FHA cap for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to evaluate current USDA and FHA rates side by side, and identify income, credit, reserves, as well as documents required for qualification. This advanced mortgage tool offers a comparison of USDA, FHA, Conforming, and VA options to help you decide on the best program in for your unique financial situation.
Loan limits and downpayment details for 2025 in Orchard-Park, Erie county, NY
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loans in Orchard-Park, NY
Lendersa® is dedicated to securing you the best USDA or FHA loan quickly and with ease. Start with one of three ways to match with lenders and discover suitable USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan, available solely in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.
We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
Residential Capital Group was founded in 2000 . Over the last decade we have built a strong reputation as an outstanding mortgage broker among the lending community. We have achieved preferred status and honored recognition with our lending partners. Through continued education and intensive industry research
509 Scott Ave, Suite 154, Woodland Park, CO, 80863
Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA
At First Community Bank, we define success as working together, because we know that when we do, we’re more effective getting things done for our customers. We also know that the best way to build a thriving community is to become invested in everyone’s success. We believe in the power of education and feel compelled to develop community education.
Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439
Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.
1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439
Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
