In 2025, the loan ceiling for USDA in Orchard-Park, Erie county, NY stands at $285,000, while the FHA cap for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to evaluate current USDA and FHA rates side by side, and identify income, credit, reserves, as well as documents required for qualification. This advanced mortgage tool offers a comparison of USDA, FHA, Conforming, and VA options to help you decide on the best program in for your unique financial situation.
Loan limits and downpayment details for 2025 in Orchard-Park, Erie county, NY
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loans in Orchard-Park, NY
Lendersa® is dedicated to securing you the best USDA or FHA loan quickly and with ease. Start with one of three ways to match with lenders and discover suitable USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan, available solely in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.
Villa Grove State Bank opened for business on November 1, 1919. Our story began at 10 N. Main Street in Villa Grove, in what was then known as the Combs building and had been previously occupied by the Morrison Grocery Store, and we are still there today to serve our customers and community. As the bank has continued to grow
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10130 Perimeter Pkwy, Suite 200, Charlotte, NC, 28216
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