USDA Loan Vs. FHA loan for Wanakah, NY [Erie County ]

In 2025, USDA loan limit in Wanakah, county of Erie, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wanakah, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(417) 887-9595 854 miles Lender's profile and map Reviews Farris Mortgage 2412 East Madrid, Springfield, MO, 65804 Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.
(417) 840-2577 854 miles Lender's profile and map Reviews BancorpSouth Mortgage 3211 E Battlefield St, Springfield, MO, 65804 BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..
(417) 860-0931 854 miles Lender's profile and map Reviews Jill Satterfield - Gershman Mortgage 1557 East Primrose Street, Suite B100, Springfield, MO, 65804 Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,
(417) 886-5355 854 miles Lender's profile and map Reviews TelComm Credit Union 2155 E. Sunshine Street, Springfield, MO, 65804 TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union" in the Ozarks for the 13th year in a row.
(417) 869-9654 854 miles Lender's profile and map Reviews Metro Credit Union 447 South Campbell Avenue, Springfield, MO, 65806 Our staff is here to greet you with enthusiasm, provide knowledgeable answers to your questions, and offer solutions which make sense. We understand that people are busy with life and don't spend all day dreaming of banking. When you need something, we aspire to make all of these interactions a great experience.
(816) 231-3380 854 miles Lender's profile and map Reviews Edison Credit Union 4200 East Front Street, Kansas City, MO, 64120 We are a Full Service Credit Union located in North Kansas City. We offer: Auto Loans, Personal Loans, Share Secured Loans, Mortgage Loans, Home Equity Loans, Savings Accounts, Checking Accounts, Kids Club Accounts, Investment Accounts, Christmas and Vacation Club Accounts, ATM and Debit Cards, Visa Credit Cards, Money Orders,
(816) 242-2133 854 miles Lender's profile and map Reviews Bayer Credit Union 8400 Hawthorne Road, Kansas City, MO, 64120 Bayer Credit Union is a proud participant of Invest In America, a discount program that brings our members valuable savings on the things they use most. Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle
(218) 385-2300 854 miles Lender's profile and map Reviews Farmers & Merchants State Bank of New York Mills, Incorporated 11 Walker Avenue North Otter Tail, New York Mills, MN, 56567 Farmers & Merchants State Bank is a local bank serving our community’s financial needs with quality products and services. We are committed to exceeding our customers’ expectations with our friendly and professional staff. As a local, independent bank, we do not offer risky products and we pride ourselves on knowing our customers
(816) 356-0791 854 miles Lender's profile and map Reviews Raytown Lee's Summit Community Credit Union 10021 E 66th Terrace, Kansas City, MO, 64133 Raytown-Lee's Summit Community Credit Union Motto We are here to provide our members with the excellent, efficient and friendly service they deserve. Raytown-Lee’s Summit Community Credit Union continues to grow, and growth offers better loan rates and higher dividends for our members. We want to serve as your family’s primary financial institute.
(229) 241-9444 855 miles Lender's profile and map Reviews Guardian Bank 701 Wildwood Plantation Drive, Valdosta, GA, 31602 Our bank was founded in 1997. Our founders established a bank based on time-tested methods of sound financial management. The bank they envisioned would serve people like themselves, who enjoy living and working in the unique region of South Georgia. Guardian Bank flourished as it helped people prosper.
(229) 242-7600 855 miles Lender's profile and map Reviews CBC Bank 3466 North Valdosta Road, Valdosta, GA, 31602 We pride ourselves on being a true community bank. Our bankers are your neighbors and your friends-- and we truly understand the needs of our local people. We have, and will continue to be, committed to building relationships with our customers and our community across South Georgia.