USDA Vs. FHA Pro and Con comparison in Wanakah, Erie County, NY
In 2026, the USDA loan threshold for Wanakah, located in Erie county, NY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, assessing the necessary income, credit, reserves, and documentation for qualification. With our detailed mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Wanakah, Erie County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Wanakah, NY
Lendersa® strives to secure the best possible USDA or FHA loan efficiently and without hassle. Select from three initial methods that result in connecting with lenders and accessing USDA loan programs tailored to your needs.
The USDA home loan, guaranteed by the government via the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. Available exclusively in rural neighborhoods, this loan differs from FHA loans, which require a minimum of 3.5% down payment, as the USDA mortgage demands no down payment at all.
"Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service.
*Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"
7789 Southwest Freeway, Suite 175, Houston, TX, 77074
Memorial Credit Union, originally chartered in 1953, is one of the oldest member owned financial institutions in southeast Texas. The credit union proudly serves the employees of the Memorial Hermann Healthcare System and their families, any person affiliated with the Healthcare System, and employees of many Houston area companies.
10101 Southwest Freeway, Suite 311, Houston, TX, 77074
Newbridge has firmly established itself as a leader in the mortgage industry, backed by years of experience in the industry with seasoned loan professionals. Our application process starts by getting to know you, not just handing you an application like every other mortgage companies.
6671 Southwest Freeway, Suite 403, Houston, TX, 77074
Translend Mortgage is a Texas Mortgage Company. We are committed to offer our clients competitive rates and an exceptional customer service to insure your home lending experience is the finest. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan,
At Swift Mortgages, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
In December 1971, P.I.E. Credit Union was chartered by the State of Texas as Waukesha-Pearce Industries Employees Credit Union serving only the employees of that company. In June 1979, the charter was changed to incorporate all subsidiaries of Pearce Industries and all family members of those employees.
5326 West Bellfort Street, Suite 109, Houston, TX, 77035
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
Our Mission is to Building lifelong relationships by exceeding expectations. First National Bank was one of the first banks in the state to be granted a National Charter (Monty Humble, "A History of Banks in Cameron".The Texas Historian, September 1970, p. 8). In 1889 First National Bank of Cameron Opens Doors.
Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.
2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584
Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
