USDA Vs. FHA Pro and Con comparison in Hamburg, Erie County, NY
In 2025, within Hamburg, located in Erie, NY, the USDA loan limit for a single-family home is established at $336,500, while the FHA cap is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the program in that best fits your financial requirements.
Loan Limits and Down Payment Requirements for 2025 in Hamburg, Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hamburg, NY
The aim of Lendersa® is to facilitate rapid access to the most suitable USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and assess USDA loan possibilities.
The USDA home loan, endorsed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available solely in rural locales. Unlike FHA loans requiring a 3.5% down payment, USDA loans necessitate no down payment at all.
2888 Loker Avenue East, Suite 201, Carlsbad, CA, 92010
Solidify Mortgage Advisors is a group of mortgage experts that has collectively originated over one billion dollars in home financing. Priding ourselves on our diverse clientele from veterans to retirees and salaried to the self-employed－Solidify serves clients needing initial purchase financing and refinancing for their home and residential.
2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.
Linn-Co was chartered in 1956 by eight school teachers at Green Acres School in Lebanon. Through the years we have evolved into a credit union that is chartered to serve all who live, work, worship or attend school in Linn County, and their out of town family members. We're one of the few financial institutions headquartered in Linn County.
GM Mortgage and Realty was founded in 1976 and was officially incorporated in 1986. Its founder, Jerry Manson, had a saying that still sticks to this day, “Promise only what you can deliver, and deliver what you promise.” Spanning three family generations, Jerry’s son John took over as president in 1995.
Labrador Consulting Inc. was founded in 2008. We specialize in an assortment of home loan products for California home owners.Our team is committed to providing our clients with the best advice with a goal of complete customer satisfaction. Whether you are purchasing your dream home, refinancing your current loan.
We pledge to provide education, guidance, and resources to help our clients achieve financial goals and to improve their financial stability. We are committed to maintain a superior level of integrity and customer service in order our clients to feel empowered to make important financial decisions during and after loan transaction process.
Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.
7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.
United Catholics Federal Credit Union (formerly St. Christopher’s FCU) was chartered in 1957. Monsignor Bramble and a group of parishioners recognized the benefits of a credit union and through their perceptive vision of finding a way to assist the parish community with their financial needs United Catholics Federal Credit Union was formed.
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
