USDA Vs. FHA Pro and Con comparison in Cairo, Greene County, NY
In 2025, the USDA loan limit for Cairo, within Greene, NY, is $336,500. For a single-family home, the FHA cap is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates. Check the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in determining which program in best suits your financial scenario.
2025 Loan Limits and Down Payment Requirements in Cairo, Greene, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Options for USDA and FHA Loans in Cairo, NY
The goal of Lendersa® is to quickly connect you with the best USDA or FHA loans, hassle-free. Choose one of three starting options to get matched with lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely available in rural neighborhoods. Unlike FHA loans, which require a 3.5% down payment, USDA mortgages need no down payment.
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Never assume that the bank clerk or financial advisor have your best interest in mind when they are advising you.
Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.
1322 E San Benito Street, Rio Grande City, TX, 78582
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