USDA Vs. FHA your options comparison in Catskill, Greene County, NY
In the year 2026, the USDA loan limit for Catskill, located in Greene, NY, is set at $336,500. Meanwhile, the FHA limit for single-family homes reaches $472,030.
To compare the most competitive USDA and FHA rates today, use the Lendersa® USDA loan calculator. This tool helps establish the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator arrays USDA, FHA, Conforming, and VA alongside each other, facilitating an informed decision on the optimal program in for your financial conditions.
Loan Limits and Down Payment Requirements for 2026 in Catskill, Greene, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Catskill, NY
At Lendersa®, our aim is to secure prompt and straightforward access to the ideal USDA or FHA loan. Start with one of the three options, leading to matching lenders and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It's exclusively available in rural areas and requires no down payment, unlike FHA loans, which necessitate at least a 3.5% down payment.
At National Bank of Coxsackie, we pride ourselves on being a reliable hometown bank that focuses on customer service. We are committed to providing you with the finest products and services possible. National Bank of Coxsackie understands that not every individual is the same and views our customers as such.
Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.
Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
