FHA Vs. USDA loan program for Hewlett, Nassau County, New York

For 2025, the USDA loan threshold in Hewlett, Nassau county, NY is set at $0, whereas the FHA limit for a single-family dwelling is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate the top USDA versus FHA rates today, and to identify the income, credit, reserves, and paperwork necessary to qualify. Our state-of-the-art mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial circumstances.

USDA and FHA loan alternatives in Hewlett, NY

The aim of Lendersa® is to swiftly offer you the most advantageous USDA or FHA loan without complications. You can choose one of three pathways that connect you with lenders and suitable USDA loan programs.

Lendersa USDA loan application and matching outcomes

Explaining the USDA Loan in NY

A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for rural neighborhoods. Unlike FHA loans that demand a minimal 3.5% down payment, USDA mortgage loans require no down payment at all.

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(814) 746-1137 Lender's profile and map Reviews Landmark Mortgage Group, Erie Branch- Mortgage Alie 410 Cranberry St, Suite 130, Erie, PA, 16507 I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.
(724) 658-2686 Lender's profile and map Reviews Shenango China Area Federal Credit Union 2656 Ellwood Road, Suite 1, New Castle, PA, 16101 SCA Federal Credit Union, formerly known as Shenango China Area FCU, was established in 1935. We currently have 2450 members. We have one office located at 2656 Ellwood Road, Suite 1, New Castle, PA 16101. SCA Federal Credit Union has a dedicated Board of Directors consisting of volunteers elected by the members.
(724) 654-8485 Lender's profile and map Reviews New Castle Bellco Federal Credit Union 1011 Wilmington Avenue, New Castle, PA, 16101 New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.
(724) 652-5783 Lender's profile and map Reviews GNC Community Federal Credit Union 201 South Jefferson Street, New Castle, PA, 16101 GNC Community FCU is a strong financial institution with assets of over $ 70, 000, 000 and in many aspects has exceeded the financial norms of and to become a very strong organization. We rank high within our peers in many areas. GNC is a member of the Shenango Valley Chapter of Credit Unions which incorporates over 10 credit unions.
(724) 652-8393 Lender's profile and map Reviews First Choice Federal Credit Union 2209 West State Street, New Castle, PA, 16101 First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.
(724) 656-8420 Lender's profile and map Reviews Family 1st Federal Credit Union 917 Moravia Street, New Castle, PA, 16101 It has been a pleasure to serve our members for over 50 years! Since 1951, we have grown not only in membership, but also in services, enabling usto be your primary financial institution. Family 1st is a financial cooperative owned and operated by its members, that will assist the members to meet their financial needs.
(724) 225-2400 Lender's profile and map Reviews Community Bank 2111 North Franklin Dr, Suite 200, Washington, PA, 15301 For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,
(800) 830-3078 Lender's profile and map Reviews Washington Area FCU 75 Landings Drive, Washington, PA, 15301 In June of 1959, a group of school employees met to consider the formation of a credit union for their co-workers in the greater Washington, PA area. From this original group of 10, each contributing $5.25, the Washington Area Teachers Federal Credit Union was chartered. By the end of 1959 the credit union had grown to 52 active members.
(724) 225-7522 Lender's profile and map Reviews Wabellco Federal Credit Union 1277 Park Avenue, Washington, PA, 15301 Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.
(724) 228-2030 Lender's profile and map Reviews CHROME Federal Credit Union 45 Griffith Avenue, Washington, PA, 15301 CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.
(540) 474-2430 Lender's profile and map Reviews The Blue Grass Valley Bank 2583 Blue Grass Valley Road, Blue Grass, VA, 24413 With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915. We take pride in providing our customers with a level of sincerity and service unlike any other.