USDA Loan Vs. FHA loan pro & con Brentwood, Suffolk County, NY

In the year 2025, the USDA loan limit set for a single-family home in Brentwood, within the county of Suffolk, NY, reaches $776,600. Conversely, the FHA limit for such a home stands at $1,089,300.

Make use of the Lendersa® USDA loan calculator to evaluate today's most competitive rates between USDA and FHA, assessing the income, credit requirements, reserves, and necessary documentation for qualification. Our cutting-edge mortgage calculator provides a parallel view of USDA, FHA, Conforming, and VA options, assisting you in making the best choice for your financial needs within Alabama.

Available USDA and FHA Loan Options in Brentwood, NY

Lendersa® is committed to quickly finding you the most advantageous USDA or FHA loan options without complications. Choose from three various starting methods to connect with matching lenders and USDA loan programs suited to you.

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Explaining the USDA Loan in NY

The USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also recognized as the USDA rural development loan or USDA mortgage. It is solely applicable in rural areas. Unlike FHA loans which mandate at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

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(304) 636-0991 Lender's profile and map Reviews Davis Trust Company 227 Davis Avenue, Elkins, WV, 26241 Davis Trust Company was founded on June 17th of 1901 by former US Senator Henry Gassaway Davis. Henry G. Davis is responsible for the formation of many local landmarks in Elkins, WV such as Davis & Elkins College including the historic mansions, Halliehurst and Graceland, as well as Davis Memorial Hospital.
(304) 636-4095 Lender's profile and map Reviews Citizens Bank of West Virginia, Inc. 211 Third Street, Elkins, WV, 26241 Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.
(304) 636-9115 Lender's profile and map Reviews Homeownership Center Inc 2276 Randolph Ave, Elkins, WV, 26241 The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education. Empowering and inspiring families to achieve financial confidence and the dream of home ownership.
(540) 474-2430 Lender's profile and map Reviews The Blue Grass Valley Bank 2583 Blue Grass Valley Road, Blue Grass, VA, 24413 With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915. We take pride in providing our customers with a level of sincerity and service unlike any other.
(814) 474-2283 Lender's profile and map Reviews PHB Employees Federal Credit Union 7773 West Ridge Road, Fairview, PA, 16415 PHB Employees Federal Credit Union has been providing the products and services needed by its members for their financial security since 1949. Savings products, fee-free checking accounts, ATM and debit cards, direct deposit, payroll deduction, equity loans, auto loans, personal loans for the added expense of new babies or education.
(724) 846-7929 Lender's profile and map Reviews Blackhawk Federal Credit Union 2358 Darlington Road, Beaver Falls, PA, 15010 Blackhawk Federal Credit Union is now offering an app to help you track your spending and manage your debit cards from your mobile device! This app has many capabilities, including the option of turning your debit card on and off! Imagine resting easy knowing your card isn’t going to be used fraudulently!
(724) 847-3600 Lender's profile and map Reviews Beaver Valley Federal Credit Union. 601 37th Street, Beaver Falls, PA, 15010 Our history of ""people helping people"" can be traced to January 2, 1942 - with the chartering of Beaver Valley Federal Credit Union (then B&W Employees Federal Credit Union). At that time membership was opened to those employed in the local plants of the Babcock & Wilcox Tubular Products Group and to their immediate families.
(724) 843-2336 Lender's profile and map Reviews Premier Mortgage and Home Equity LLC 2558 Darlington Road, Beaver Falls, PA, 15010 Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.
(724) 774-5035 Lender's profile and map Reviews West-Aircomm Federal Credit Union 485 Buffalo Street, Beaver, PA, 15009 West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products
(724) 774-9237 Lender's profile and map Reviews West Penn P&P Federal Credit Union 1089 Third Street, Beaver, PA, 15009 We are a non-profit, member-owned, financial institution that has been serving Western Pennsylvania and their families for over 50 years. Because we are non-profit, and member-owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends.
(724) 462-5151 Lender's profile and map Reviews Excel Mortgage Group, Inc 325 Beaver Street, Beaver, PA, 15009 Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.
(304) 534-7200 Lender's profile and map Reviews First Exchange Bank 1 Heritage Way, Fairmont, WV, 26554 We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.