As of 2025, the USDA loan limit in Islip-Terrace, situated within Suffolk county, NY, is set at $657,900. On the other hand, the FHA cap for a single-family home is $822,375.
Employ the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and pinpoint the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, guiding you to select the optimal program for your financial situation in .
Loan Limits and Downpayment Information for 2025 in Islip-Terrace, Suffolk County, NY
Type of Loan
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Islip-Terrace, NY
Lendersa® strives to promptly secure the best USDA or FHA loan without complication. Choose from three different starting points that connect with suitable lenders and USDA loan programs.
The USDA home loan, assured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not demand any down payment.
2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs
828 East Boulevard, Suite 301, Charlotte, NC, 28203
Our experience enables us to find the mortgage program tailored to your needs. With our history and knowledge of our investor’s guidelines, we can give you a proper mortgage experience with no surprises. We welcome your questions and the opportunity to discuss your next refinance or purchase.
307 West Tremont Avenue, Suite 200, Charlotte, NC, 28203
Oak Capital Mortgage is focused on providing our clients with exactly the right mortgage for their needs. We are able to achieve that for our clients because we are an independent mortgage company that works with multiple lenders. We are able to shop around for you and find the best priced options available.
2108 South Boulevard, Suite 209, Charlotte, NC, 28203
Bridgewater Capital we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you and We make sure our clients get the best support from our staff walk you through the whole mortgage process
At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.
We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Sovita Credit Union serves education and healthcare workers in Genesee, Lapeer, Livingston, Oakland and Shiawassee counties. We provide low-cost, high-value financial services to people who enrich, heal, lift and lead all others in the community. Founded in 1934 as Flint Teachers Credit Union,
The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit
Carolinas Telco Federal Credit Union (CTFCU) has been serving members across the Carolinas since 1934. We offer credit union services to the following groups: Those employed with or retired from one of our current preferred business partners. Members of the NC Consumers Council (NCCC) or other approved association.
