USDA and FHA Pro and Con in Clay, Onondaga County, NY
In 2025, the USDA loan limit in Clay, situated within Onondaga, NY, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
To compare the best current rates of USDA versus FHA, use the Lendersa® USDA loan calculator. It will help you evaluate necessary qualifications such as income, credit score, reserves, and essential documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping to decide which program in Alabama best fits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Clay, Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Clay, NY
Lendersa® aims to quickly secure you the best possible USDA or FHA loans with minimal hassle. Select one of three pathways to align with lenders and explore USDA loan programs tailored for you.
A USDA home loan is one secured by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans with a 3.5% minimum down payment, USDA mortgages require no down payment.
Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.
201 South Stratford Road, Winston Salem, NC, 27103
At Piedmont Federal, our Purpose is simple- We Open Doors for You. We open doors for you to purchase a new home and to build savings; we open doors for your business to obtain the financing and banking services it needs; we open doors for our communities to be better places to live. and Our Values form the foundation of this Purpose: Being Authenti
Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first.
This credit union is federally insured by the NCUA.
Non-deposit investment products and services are offered through CUSO Financial Services
Emergency Responders Credit Union was chartered on April 1, 1940, to create a credit union for firefighters. The needs of its sixty-three charter members were simple. Members deposited money in a savings account so that other members could borrow money. Depositors earned excellent dividends and borrowers paid low interest rates.
1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina
211 West Lexington Avenue, Suite 101, High Point, NC, 27262
Tideline Financial Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of North Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
The Lampco staff, management, and board of directors is dedicated to creating economic benefits for our members by providing quality financial products delivered with the highest level of service and integrity. Lampco Federal Credit Union has served the financial needs of our Madison County Community for over 50 years.
At Independent Federal Credit Union, you are more than a member, you are an owner! Independent Federal Credit Union is committed to being the primary financial institution in Madison and also Independent Federal Credit Union is committed to being the primary financial institution in Madison County and to improving the lives of its members
Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.
