USDA Vs. FHA your options comparison in Clay, Onondaga County, NY
In 2025, the USDA loan limit in Clay, situated within Onondaga, NY, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
To compare the best current rates of USDA versus FHA, use the Lendersa® USDA loan calculator. It will help you evaluate necessary qualifications such as income, credit score, reserves, and essential documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping to decide which program in Alabama best fits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Clay, Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Clay, NY
Lendersa® aims to quickly secure you the best possible USDA or FHA loans with minimal hassle. Select one of three pathways to align with lenders and explore USDA loan programs tailored for you.
A USDA home loan is one secured by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans with a 3.5% minimum down payment, USDA mortgages require no down payment.
We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.Ask about residential & commercial loan options, including niche & portfolio loans, to help achieve your real estate investment goals.Mortgage 4 U is an independent mortgage lender for those seeking competitive rates & excellent service.
Coburn Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. Overall policies are set by the Board of Directors who are elected each year by the credit union members present at the annual meeting. A staff of paid employees manages the day-to-day operations.
660 S Martin Luther King Jr Parkway, Beaumont, TX, 77701
Beaumont Community Credit Union is committed to providing a full range of competitively priced, efficiently delivered financial products and services. We will strive to achieve ultimate member satisfaction with a courteous and professional staff, supported by sound management and a solid financial foundation.
Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.
Home Key Loans, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. residential lending industry
ESB Mortgage, a department of Ennis State Bank, makes it easy and convenient for you to shop for the loan options that are right for you at the most competitive rates. We provide our customers with direct access to an experienced, “live” loan officer. Our staff is here to guide you through the often difficult and challenging process.
Golden Triangle Federal Credit Union originated in 1953. Since that time, Golden Triangle FCU has grown and prospered. GTFCU was formed by the employees of Atlantic Refinery and Pipeline Company. The original name of the credit union was Atlantic-Atreco Federal Credit Union. Now known as 'TOTAL' Refinery
We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.
1801 North Hampton Road, Suite 415, Desoto, TX, 75115
LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.
