USDA Loan Vs. FHA loan for Mattydale, NY 2025

In 2025, the USDA loan limit for Mattydale, situated in Onondaga county, NY, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to assess today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, which aids in selecting the best program in that suits your financial needs.

Exploring USDA and FHA Loan Choices in Mattydale, NY

Lendersa® is committed to providing the best USDA or FHA loan options swiftly and effortlessly. You can choose one of three starting points to align with lenders and USDA loan programs.

Outcomes from Lendersa's USDA loan requests

Understanding USDA Loans in NY

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a distinct advantage.

Get top 10
USDA LENDERS
customized to yout needes

(269) 782-2410 Lender's profile and map Reviews Dowagiac Credit Union 473 E Division Street, Dowagiac, MI, 49047 We provide services to persons living or working in Wayne, LaGrange, Silver Creek, Pokagon, Penn, Volinia, Marcellus, Decatur and Paw Paw townships in Cass and Van Buren counties, as well as members of their family by blood or marriage. Once a Member always a Member.The Board of Directors is made up of seven members.
(574) 267-9197 Lender's profile and map Reviews Lake City Bank 202 East Center Street, Warsaw, IN, 46581 Lake City Bank, people are our foundation. It begins with our strong bank culture filled with a spirit of entrepreneurialism. This foundation extends out to the high touch approach we take with our customers and the over 500 community causes we support. It’s this dedication to our foundation that has made Lake City Bank the largest bank 100% invest
(231) 861-6049 Lender's profile and map Reviews Shelby State Bank 242 N. Michigan Avenue, Shelby, MI, 49455 At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.
(859) 442-9700 Lender's profile and map Reviews D A Griffin Financial, LLC 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075 D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.
(606) 263-4956 Lender's profile and map Reviews Eastern Kentucky Federal Credit Union 550 North Lake Drive, Prestonsburg, KY, 41653 Eastern Kentucky Federal Credit Union is a federally regulated, and non-profit credit union, established in 1969 by the employees of Kentucky West Virginia Gas Company located in Eastern Kentucky. On April 1, 2015 the board of directors voted to change the name to Eastern Kentucky Federal Credit Union.
919-539-7232 Lender's profile and map Reviews Davis & Davis IG 8601 Six Forks Rd, STE 400, Raleigh, NC, 27615 Getting you the funds you need, when you need it: Need funds for Fix N Flips, we can do that, for Construction, we can do that, for Rental loans, we can do that, for Cash-out refi, we can do that, for Commercial, we can do that, for Working Capital, yes, we can do that etc....... Let us help you make your dreams a reality.
(855) 693-8290 Lender's profile and map Reviews West Town Bank & Trust 8450 Falls of Neuse Road, Suite 204, Raleigh, NC, 27615 At West Town Bank & Trust, we’re problem-solvers. Solutions define us. Our most important goals are to know what’s important to you, what’s getting in your way & what you hope to achieve, so we can help you get there. Since 1922, we’ve been creating long-lasting relationships with our customers based on old fashioned values & future-thinking ideas.
(919) 256-8888 Lender's profile and map Reviews Dash Home Loans, a Division of Primary Residential Mortgage, Inc. 131 Wind Chime Court, Raleigh, NC, 27615 Dash Home Loans is a Division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions.
(919) 848-4748 Lender's profile and map Reviews Perennial Mortgage Group 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615 We have been committed to providing our clients with the highest quality service combined with the lowest rates and/or costs available. We will work with you one on one to ensure you receive a financial solution that is tailored specifically to your needs. Whether you are purchasing your dream home, ReFinancing an existing loan.
(844) 857-5626 Lender's profile and map Reviews VISION LENDING SERVICES 9208 Falls Of Neuse Rd, Suite 101, Raleigh, NC, 27615 Vision Lending service are North Carolina. We strive to help build the community through responsible financing. We provide financial guidance so that you get the best loan product available. Our mission is to build and grow the great state of North Carolina through homeownership.
(919) 630-4536 Lender's profile and map Reviews Glenn Eagle Lending Inc 181-202 Wind Chime Ct, Raleigh, NC, 27615 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(828) 217-7715 Lender's profile and map Reviews Oak City Lending LLC 8512 Six Forks Rd, Suite 102, Raleigh, NC, 27615 Our goal at Oak City is to "wow" each of our clients. This means going above and beyond the norm to make each client so happy that he'll tell everyone about it. We also believe attitude is everything, and a positive attitude goes a long way in providing excellent customer service.