USDA Loan Vs. FHA loan for North-Syracuse, NY [Onondaga County ]

In 2025, the USDA loan limit for North-Syracuse, in Onondaga, NY, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, offering guidance on choosing the program best suited to your financial situation in .

Exploring USDA and FHA Loan Options in North-Syracuse, NY

The mission of Lendersa® is to quickly and easily obtain the best possible USDA or FHA loan for you. Choose from three starting points to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in NY?

A USDA home loan, secured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require none.

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(304) 420-9517 Lender's profile and map Reviews WEE Federal Credit Union 3312 Dudley Avenue, Parkersburg, WV, 26104 WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.
(207) 570-5051 Lender's profile and map Reviews The Hive Mortgage Solutions 386 North Main Street, Brewer, ME, 04412 The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.
(804) 505-3007 Lender's profile and map Reviews 1st Call Mortgage LLC 8339 Wetherden Drive, Mechanicsville, VA, 23111 1st Call Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(804) 727-0008 Lender's profile and map Reviews RVA Mortgage Brokers LLC 3900 Westerre Parkway, Suite 300, Richmond, VA, 23233 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(804) 441-6940 Lender's profile and map Reviews Dominion Capital Mortgage Inc 3900 Westerre Parkway, Suite 100, Richmond, VA, 23233 Dominion Capital Mortgage Inc. understands that every borrower is different. Our goal is to tailor a loan to fit individuals needs while maintaining a quick, simple and straigtforward process. One of our licensed Mortgage Loan Originators will help each customer through the process from start to finish.
(419) 562-7040 Lender's profile and map Reviews FC Bank, a division of CNB Bank 105 Washington Square, Bucyrus, OH, 44820 As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington,
(810) 629-2263 Lender's profile and map Reviews The State Bank 175 N. Leroy St, Fenton, MI, 48430 Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
(419) 562-7055 Lender's profile and map Reviews Lighthouse Commercial Mortgage 119 S. Sandusky Ave, Bucyrus, OH, 44820 Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work
(419) 562-6896 Lender's profile and map Reviews Peoples Savings and Loan Company 300 South Walnut Street, Bucyrus, OH, 44820 Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.
(833) 244-2221 Lender's profile and map Reviews Fountain Stone Home Loans 12311 Foley Rd, Fenton, MI, 48430 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(810) 936-8366 Lender's profile and map Reviews Lightning Home Loans 2325 W Shiawassee Ave, Fenton, MI, 48430 Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
(800) 499-9292 Lender's profile and map Reviews Star Mortgage of America, Inc. 415 Rounds Dr, Suite B, Fenton, MI, 48430 Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!