For 2026, the USDA loan limit in Salina, in the county of Onondaga, NY, stands at $336,500. On the other hand, for a single-family home, the FHA limit is set at $472,030.
Make use of Lendersa®'s USDA loan calculator to effectively compare today's prime USDA vs. FHA rates. This tool assists in establishing the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best option for your particular financial situation in .
2026 Loan Limits and Downpayment Requirements in Salina, County of Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Salina, NY
Lendersa® is committed to securing the best USDA or FHA loans quickly and without hassle. Begin by choosing one of three entry points that lead you to matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment, offering an advantage to qualifying borrowers in these regions.
Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
At The Harriman Realty Group Inc., we take pride in our expertise and commitment at helping you buy or sell your home. We know how important it is for our clients to understand each step of the buying and selling process, and we are devoted to helping them feel confident from start to finish.
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As the Broker of Home Avenue Real Estate and Finance and 32+ years in the Real Estate and Mortgage Industry, I can assure you that my team is ready to serve you. There are many questions you will undoubtedly have regarding the real estate and loan process and we are here to answer all of those questions.
