FHA Vs. USDA loan program for Vails-Gate, Orange County, New York

In 2025, USDA loan limit in Vails-Gate, county of Orange, NY is $581,220 while FHA limit is $356,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Vails-Gate, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(251) 368-3148 1029 miles Lender's profile and map Reviews The First National Bank and Trust 111 South Main Street, Atmore, AL, 36502 First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.
(251) 446-6000 1029 miles Lender's profile and map Reviews United Bank 200 E. Nashville, Atmore, AL, 36502 Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . . By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.
(855) 938-1002 1029 miles Lender's profile and map Reviews Fastbreak Mortgage Brokers 2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(863) 500-9990 1029 miles Lender's profile and map Reviews CityState Financial 2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803 At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
863-412-5818 1029 miles Lender's profile and map Reviews USA Mortgage 1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803 At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
(863) 802-1242 1029 miles Lender's profile and map Reviews Compass Mortgage LLC 2015 S. Florida Avenue, Lakeland, FL, 33803 "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs. In fact, every borrower is different"
863-940-9062 1029 miles Lender's profile and map Reviews Florida Mortgage Pros LLC 2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803 Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
(863) 683-6404 1029 miles Lender's profile and map Reviews Publix Employees Federal Credit Union 3005 New Tampa Highway, Lakeland, FL, 33815 Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide.
(863) 683-4565 1029 miles Lender's profile and map Reviews Ardis Limited Inc 505 Martin Luther King Jr. Avenue, Lakeland, FL, 33815 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(660) 827-9518 1029 miles Lender's profile and map Reviews Bothwell Hospital Employees Credit Union 600 E 13th Street, Sedalia, MO, 65301 Bothwell Hospital Employees Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities they live in. We will treat all members with respect and dignity and will offer honest, fair deals to all members at all times.
(813) 270-5229 1029 miles Lender's profile and map Reviews Anchor Bay Finanical LLC 4641 Mitchell Rd, Land O Lakes, FL, 34638 "Buying a home is one of the largest purchases you will make, trust a professional from Anchor Bay Financial, LLC. Full Service Mortgage Broker serving FL Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."