For 2025, the USDA loan limit in Fairview, located in Dutchess county, NY, is set at $581,200, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and required documents to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best fit for your financial needs in .
Loan Limits and Downpayment Details for 2025 in Fairview, Dutchess County, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Opportunities in Fairview, NY
The aim of Lendersa® is to promptly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points that lead to matching lenders and USDA loan options.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is solely for rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require a down payment.
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