USDA Vs. FHA Pro and Con comparison in Fairview, Dutchess County, NY
For 2025, the USDA loan limit in Fairview, located in Dutchess county, NY, is set at $581,200, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and required documents to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best fit for your financial needs in .
Loan Limits and Downpayment Details for 2025 in Fairview, Dutchess County, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Opportunities in Fairview, NY
The aim of Lendersa® is to promptly secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points that lead to matching lenders and USDA loan options.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is solely for rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require a down payment.
Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
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Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano.
At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.
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Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients
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Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans
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