USDA Loan Vs. FHA loan for East-Farmingdale, NY [Suffolk County Rates 2023]

In 2025, USDA loan limit in East-Farmingdale, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Farmingdale, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(212) 226-2112 30 miles Lender's profile and map Reviews Portico Mortgage Inc 139 centre street, Suite 806, New York, NY, 10013 Portico Mortgage Inc. offers a multitude of services and tailored advice to assist you in your business endeavors. We provide residential and investment programs. We offer fast, easy approval and customer-tailored loan products at the competitive rate. We assist new and existing customers with professional and thoughtful person services.
(833) 554-3344 30 miles Lender's profile and map Reviews Cash Advance of Manhattan 40 Wall Street, 43rd Floor, New York, NY, 10005 At Cash Advance of Manhattan, we offer business owners a multitude of programs and financing options to help increase their cash flow for future business endeavors. We offer same day funding for large amounts as well as premium rates and terms otherwise not accessible in traditional markets. In addition to unsecured financing.
(866) 315-7715 30 miles Lender's profile and map Reviews New York Tribeca Group 40 Wall Street, 43rd Floor, New York, NY, 10005 "With our financing programs, business owners have maximum limits determined based on their cashflow and they have access to more funds even before their existing positions are fully paid off. We provide same-day renewals and early pay off discounts for reduced interest. We Provide Fast Business Funding to Companies in Many Industries."
(877) 545-8626 30 miles Lender's profile and map Reviews Jumbo Loan Experts LLC 48 Wall Street, Suite 1100, New York, NY, 10005 Jumbo Loan Experts, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(844) 457-8564 30 miles Lender's profile and map Reviews Morty Inc 180 Varick Street, Suite 816, New York, NY, 10014 Our mission is to empower homebuyers to confidently secure and finance their home purchase online. Morty is enabling a tech-first mortgage that offers homebuyers the efficient, self-service experience needed in today’s fast-moving housing market, all at a lower cost than the traditional offline mortgage experience.
(201) 816-2800 30 miles Lender's profile and map Reviews NVE Bank 76 Engle Street, Englewood, NJ, 07631 NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
(800) 342-8500 30 miles Lender's profile and map Reviews Kennedy Funding 267 South Dean Street, Englewood, NJ, 07631 Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
(201) 816-2800 30 miles Lender's profile and map Reviews NVE Bank 76 Engle Street, Englewood, NJ, 07631 NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business and personal financial services
(415) 523-8837 30 miles Lender's profile and map Reviews Better Mortgage 120 Broadway, 5th Floor, New York, NY, 10271 Better.com is one of the fastest growing home ownership startups in the country, having grown 3.5x year-over-year and funding over $2 billion in mortgages a month. The fintech disruptor dismantled the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting appointments.
917-830-7144 30 miles Lender's profile and map Reviews Brooklyn Funding Group Ltd. 33 35th St A404, Brooklyn, NY, 11232 Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
(201) 869-9300 30 miles Lender's profile and map Reviews GSL Savings Bank 6823 Bergenline Ave, Guttenberg, NJ, 07093 GSL Savings Bank was founded in 1907 & has been serving the local community ever since. We offer individuals & businesses a safe & easily accessible way to bank, right in their own backyard.With more than 100 years in the financial industry, GSL Bank has the knowledge & the reputation to help people from all walks of life achieve their goals.