In the year 2026, the USDA loan limit in East-Farmingdale, within Suffolk county, NY, is set at $657,900. Comparatively, the FHA loan limit for a single-family home stands at $822,375.
The Lendersa® USDA loan calculator allows you to evaluate the leading USDA versus FHA rates. It helps in determining the necessary income, credit, reserves, and documents required for qualification. By using our advanced mortgage calculator, you can see side-by-side comparisons of USDA, FHA, Conforming, and VA options to assist in selecting the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The objective of Lendersa® is to secure the optimal USDA or FHA loan for you efficiently and without hassle. Begin your search with one of three starting options leading to lender matches and tailored USDA loan programs.
A USDA home loan, also called the USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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