USDA and FHA Pro and Con in East-Farmingdale, Suffolk County, NY
In the year 2025, the USDA loan limit in East-Farmingdale, within Suffolk county, NY, is set at $657,900. Comparatively, the FHA loan limit for a single-family home stands at $822,375.
The Lendersa® USDA loan calculator allows you to evaluate the leading USDA versus FHA rates. It helps in determining the necessary income, credit, reserves, and documents required for qualification. By using our advanced mortgage calculator, you can see side-by-side comparisons of USDA, FHA, Conforming, and VA options to assist in selecting the best program in suited for your financial situation.
2025 Loan Limits and Down Payment Requirements in East-Farmingdale, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in East-Farmingdale, NY
The objective of Lendersa® is to secure the optimal USDA or FHA loan for you efficiently and without hassle. Begin your search with one of three starting options leading to lender matches and tailored USDA loan programs.
A USDA home loan, also called the USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment at all.
Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.
CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.
Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.
Our vision is to create an exceeding mortgage experience for our customers. Every business decision we make is centered around our biggest asset, our customers To become a winning brand in the
mortgage industry by driving a culture of customer-centricity through every phase of the mortgage process.
250 Civic Center Dr, Suite 150, Columbus, OH, 43215
Pace Financial Group offers a full range of commercial real estate funding options as well as a full service commercial mortgage loan servicing operation. Financing options include first and second mortgage debt, equity investments, mezzanine financing & brokerage services. Pace expanded its focus to include the brokerage of interim, construction.
Armstrong Mortgage Company is a full service Mortgage Banking firm, founded in 1971. Armstrong provides mortgage services for its clients, such as Multifamily Owners and Developers, Commercial Property Owners and Developers as well as health care developers and owners. A major business emphasis is on the construction and permanent financing.
875 N. High Street, Suite 300, Columbus, OH, 43215
Our mission is to remove barriers and rid the antiquated processes to deliver the lowest rate for our client. FirstCapUS raises your mortgage expectations with trusted service locally in the Midwest, a digital approach that increases ease of use and people who believe in integrity first and foremost -enabling you to focus on your next life move.
LIBERTY MORTGAGE COMPANY STRIVES TO ENSURE THAT EVERY CLIENT HAS ACCESS TO THE LOWEST RATES AVAILABLE, NO MATTER THEIR SITUATION, FOR THEIR HOME MORTGAGE LOANS. WHETHER THEY ARE FIRST TIME HOME BUYERS, OR REFINANCING FOR THE TENTH TIME, FHA, HARP, VA, USDA AND JUMBO MORTGAGE LOANS ARE AVAILABLE
130 East Chestnut St., Suite 200, Columbus, OH, 43215
ReCasa Financial Group, LLC provides an array of products and services for real estate investors to successfully exceed their profit and investment return objectives. Real estate loans, real estate investor education, and services offerings are tailored for each investor’s situation. The core loan product provides 100% financing for rehab projects.
110 Northwoods Boulevard, Suite A-1, Columbus, OH, 43235
Our goal is to provide our customers with an experienced and highly qualified mortgage banker who will provide the personal care they need throughout the entire mortgage loan process. We realize that for most consumers this is the most significant financial decision they will make, because it involves their most valuable asset - their home
