USDA Vs. FHA your options comparison in Plainedge, Nassau County, NY
In 2026, the USDA loan limit for Plainedge, within Nassau, NY, is set at
$0, while the FHA limit for a single-family home is
$1,089,300.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates.
Determine the required income, credit, reserves, and documents for qualification.
With our advanced calculator, see USDA, FHA, Conforming, and VA options side by side,
helping you choose the ideal program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Plainedge, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Plainedge, NY
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you, hassle-free.
Opt for one of three starting paths to match with lenders and discover suitable USDA programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a
USDA rural development loan or USDA mortgage, and is available only in rural neighborhoods.
Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require none,
offering a significant benefit to eligible buyers.
Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.
3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
Lends in New York
UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
NY TEAM Federal Credit Union is a full-service, federally insured credit union. With 3 conveniently located offices, we provide a variety of financial services, and we’ve been doing it since 1969! Created by rail road employees for rail road employees and their families.
If you are not currently a member, you may want to browse our site
We are a Mortgage Brokerage Firm doing buisness in NY, NJ, FL & CT. Sean Basit, Founder & CEO has over 20 years experience in Real Esate & Mortgages.USN Mortgage Inc offers various types of loan programs through many approved lenders such as but not limited to FHA,VA, Reverse Mortgages,Conventional Loans,High Balnce Loans, Jumbo & Super Jumbo Loans
MMP Capital offers a much-needed streamlined approach to the commercial financing market with a special focus on meeting the financing needs of such industries as aesthetic, medical, graphic arts, dental, technology, veterinarian, and eye-care. Our programs enable us to empower businesses like yours.
First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.
NCPD Federal Credit Union is dedicated to providing superior financial services to those in Nassau County law enforcement and their families. We aim to help them reach their life’s goals by offering high dividend rates on savings and low interest rates on loans. Our array of products and services will give our membership a positive experience.
225 Executive Drive, Suite 410, Plainview, NY, 11803
Lends in New York
Mortgage Wealth Advisors, Inc. is a concierge mortgage brokerage, arranging mortgage financing for clients throughout New York and Florida. We offer a wide range of loan products through an expansive network of lenders. We match the right loan to the needs of our borrowers, with competitive rates that satisfy even the most discerning clients.
1670 Old Country Road, Suite 220, Plainview, NY, 11803
Lends in New York
Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration
