USDA and FHA Pro and Con in Levittown, Nassau County, NY

In 2025, the USDA loan cap for Levittown in Nassau, NY is $0, while for a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, identifying the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options side by side to find the best fit for your financial situation in .

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2025 Loan Limits and Downpayment Guidelines in Levittown, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Paths in Levittown, NY

Lendersa® is dedicated to securing the best USDA or FHA loans quickly and without hassle. Select from three starting paths to connect with lenders and find USDA loan programs.

Lendersa USDA loan application and matching results

Details on USDA Loans in NY

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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