USDA VS FHA in Levittown, Nassau County, NY

In 2026, the USDA loan cap for Levittown in Nassau, NY is $0, while for a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, identifying the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options side by side to find the best fit for your financial situation in .

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2026 Loan Limits and Downpayment Guidelines in Levittown, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Paths in Levittown, NY

Lendersa® is dedicated to securing the best USDA or FHA loans quickly and without hassle. Select from three starting paths to connect with lenders and find USDA loan programs.

Lendersa USDA loan application and matching results

Details on USDA Loans in NY

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gelt Financial LLC
  • 6401 Congress Ave Suite 215, Boca Raton, FL, 33499
  • Gelt Financial, LLC ("Gelt"​) is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.

  • Layla Capital
  • 7777 Glades Road, Suite 309, Boca Raton, NY, 33434
  • Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest.Layla Capital’s lending platform offers loans up to $15 million.

  • Sunwise Capital
  • 20423 State Road 7 F6-350, Boca Raton, FL, 33498
  • Sunwise Capital offers an easy and convenient way to apply for small business loans. Our company aims to provide the best unsecured business loans, merchant cash advances, and working capital loans so that you can build your business. Since our inception in 2010, we have been serving over 86,000 businesses and counting. Businesse trust Sunwise Capi

  • Hypotec
  • 10055 Yamato Rd, Suite 305, Boca Raton, FL, 33498
  • Hypotec is a mortgage company specializing in all types of loans including: FHA, Conventional, VA, Jumbo, Reverse Mortgage, Renovation, Foreign National and Hard Money loans. Licensed in eight states across the United States, we are well on our way to complete nationwide coverage. mortgage company

  • Antler Home Mortgage
  • 9490 Cottontail Drive, Minnetrista, MN, 55375
  • Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.

  • Woodland Funding
  • 3100 South Dixie Hwy Unit C 50, Boca Raton, FL, 33432
  • Woodland Funding provides no-doc mortgage loans for Florida investors and business owners. Get financing with no income verification, no tax returns, and no minimum FICO—ideal for purchases and refinances on residential and commercial properties. Work with a mortgage lender in Florida offering no-doc loans in Florida—contact Woodland Funding today.

  • Insource Funding
  • 433 Plaza Real #275, Boca Raton, FL, 33432
  • Insource Funding is redefining real estate investment with no-doc financing. As a nationwide direct private lender, we specialize in bridge and 30-year fixed rental loans, offering quick in-house approvals. Say goodbye to credit score worries and hello to flexible deal structures with asset-based underwriting. Experience consistent closings in 13 d

  • South Atlantic Federal Credit Union
  • One West Camino Real, Suite 110, Boca Raton, FL, 33432
  • South Atlantic Federal Credit Union was originally started by the employees of the Boca Raton Resort and Club. It was chartered in 1973, and is a non-profit cooperative organized to provide our members with low-cost financial services. We are governed by a volunteer board of directors who are elected by and from the membership.

  • Reverse Mortgage Lending Center
  • 40 S.E. Fifth Street, Suite 502, Boca Raton, FL, 33432
  • We Promise to fully explain to you all the latest and most accurate information about Reverse Mortgages, but we also promise to never pressure you in any way. If you decide to proceed, we will be with you through every step of the process and after. We will always treat you with the respect you deserve.

  • Reach Home Loans
  • 327 Plaza Real, Suite 215, Boca Raton, FL, 33432
  • At Reach Home Loans communication, transparency, and speed are the focus. Our client and Realtor® reviews are a testament to that. Since our business relies heavily on word of mouth referrals, we understand the importance of being available to clients and referral partners beyond traditional banking hours.

  • lending2U
  • 1877 S Federal Hwy, Suite 304, Boca Raton, FL, 33432
  • "At LENDING2U we focus on working together and supporting our clients with effective and personalized financial solutions. We offer mortgages for residencial & commercial properties, constructions, ReFinancing and improvements.

    Our business areas include investors, brokers and realtors to become the best option of mortgage services."

  • Biz Lending & Insurance Center Inc
  • 399 SW 2nd Ave, Suite 206, Boca Raton, FL, 33432
  • Biz Lending & Insurance Center, Inc. (BLIC) is a niche company providing Member Business Loan Services for Credit Unions, Brokers, Investors, Business Owners and others that work in the Commercial Real Estate Industry. In addition, BLIC provides a complete line of Insurance Products that includes Property & Casualty, Health.