USDA Vs. FHA your options comparison in Farmingdale, Nassau County, NY

In 2026, the USDA loan limit in Farmingdale, Nassau, NY is $0, while the FHA limit for a single-family home reaches $1,089,300.

Use Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates. Identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you determine the ideal program in for your specific financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Farmingdale, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Farmingdale, NY

Lendersa®'s goal is to help you obtain the best possible USDA or FHA loan quickly and easily. Choose one of three starting paths to connect with matching lenders and identify suitable USDA loan programs.

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Understanding USDA Loans in NY

A USDA home loan, backed by the U.S. Department of Agriculture—also known as a USDA rural development loan—serves rural areas specifically. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgages need no down payment, providing a financial benefit to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dream Mortgage World
  • 6642 S US HWY1, Port Saint Lucie, FL, 34952
  • We provide each customer with quality service, and keep them inform of the process from start of application to the end. We get extremely excited when we received information that the customer mortgage loan is: APPROVED. From here, you are on the down slope to closing the loan...

  • Cash Blvd
  • 10200 S US Hwy 1, Port Saint Lucie, FL, 34952
  • We have been helping friends and neighbors of the Treasure Coast since 1999. We are locally owned and operated, and offer fast and friendly service with your privacy in mind. But don't just take our word for it, look below to read comments written directly by our customers. We look forward to seeing you soon!

  • Viking Mortgage Corp
  • 7410 UW Hwy 1, Suite 101, Port Saint Lucie, FL, 34952
  • Our agents are experienced in all types of market conditions, housing developments & real estate opportunities all across Florida. With decades of hands-on experience & knowledge in the Florida real estate marketplace, you can rest assure the agents at Viking Realty Group will help you achieve your goals of homeownership or real estate investing.

  • Florida Mortgage and Loan LLC
  • 1597 Southeast Port St Lucie Blvd, Port Saint Lucie, FL, 34952
  • Florida Mortgage is committed to helping you find the right mortgage for you & your family. We are located in Fort Pierce, Florida & offer loans for purchasing, refinancing, and investing in St. Lucie & Martin County on the Treasure Coast of Florida. We understand that buying a home is a big decision and so is choosing the right mortgage broker.

  • Innovative Mortgage Services
  • 1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
  • Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.

  • Central Bank
  • 20701 Bruce B Downs Boulevard, Tampa, FL, 33647
  • Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service

  • Naviagtor Lending Solutions
  • 5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
  • Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.

  • Marimark Mortgage LLC
  • 5327 Primrose Lake Circle, Tampa, FL, 33647
  • Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.