In 2026, the USDA loan limit for Bethpage in Nassau county, NY, is $0. In contrast, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA vs. FHA rates, determining the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to help decide which program is best suited to your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans without the hassle. Begin by selecting one of three paths that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none, greatly enhancing accessibility.
Enter your location to find out if it qualifies for USDA rural housing loan?
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