In 2026, the USDA loan limit set for East-Hampton, located in Suffolk county, NY, is $657,900. The FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Evaluate your income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting you in selecting the best program suited to your financial requirements in
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| Loan Type | Loan Ceiling | Initial Deposit |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® is committed to ensuring you secure the most favorable USDA or FHA loan promptly and with ease. Begin with one of our three approaches to meet matching lenders and explore USDA loan opportunities.
A USDA home loan, alternatively referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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