USDA Vs. FHA your options comparison in East-Hampton, Suffolk County, NY
In 2025, the USDA loan limit set for East-Hampton, located in Suffolk county, NY, is $657,900. The FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Evaluate your income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, assisting you in selecting the best program suited to your financial requirements in .
2025 Loan Limits and Down Payment Needs in East-Hampton, Suffolk, NY
Loan Type
Loan Ceiling
Initial Deposit
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Available USDA and FHA Loan Solutions in East-Hampton, NY
Lendersa® is committed to ensuring you secure the most favorable USDA or FHA loan promptly and with ease. Begin with one of our three approaches to meet matching lenders and explore USDA loan opportunities.
A USDA home loan, alternatively referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.
Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.
Union Federal was once two different Associations with similar goals. Union Federal “Where People Are Important!” First Federal where customers were “First with us.” Both Associations have had long solid history before the boards of each Association found we could serve our customers best by coming together as one Association.
One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford
Originally founded in 1936 as First Federal Savings and Loan, The Southern Bank continues its commitment to the customers, employees, and communities it serves. Providing both Personal and Business Banking solutions, The Southern Bank focuses on delivering clear, uncompromising customer service.
Exchange Bank proudly serves as Etowah County’s community bank. Since 1909 we have been an active growing part of this community, committed to meeting the needs of the people. This commitment is as strong today as it was over a century ago when we opened our doors as First State Bank of Altoona.
Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.
"adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family.
We offer a variety of loan products from construction loans"
Alabama Teachers Credit Union was organized in March 1959 with just two employees, and was located on the second floor of the Gadsden City Board of Education Building. Previously known as Etowah Teachers Credit Union, our original Select Employee Group (SEG) was only open to employees and family members of the Gadsden City
At Park Bank we believe drive and ambition come from the heart. That achievement means different things to each of us. And there’s no one way to what’s next.
We find purpose in making each unique vision a reality. Whether you’re seeking a savings account or mortgage, striving for financial independence or prosperity
