USDA Loan Vs. FHA loan for East-Rockaway, NY 2025

In 2025, the USDA loan limit for East-Rockaway, within Nassau county, NY, is $0. The FHA limit for a single-family home stands at $822,375.

Leverage the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Evaluate the income, credit, reserves, and required documents needed to qualify. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

Exploring USDA and FHA Loan Options in East-Rockaway, NY

The objective of Lendersa® is to swiftly secure the best USDA or FHA loan for you, devoid of hassle. Choose from three starting options that connect you with matching lenders and USDA programs.

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Defining USDA Loans in NY

Supported by the government Department of Agriculture, a USDA home loan—often referred to as a USDA rural development loan or USDA mortgage—is exclusively for rural areas. Unlike FHA loans that mandate a 3.5% down payment, USDA mortgages require no down payment.

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(605) 799-6640 Lender's profile and map Reviews Bluestone Federal Credit Union - East Branch PO Box 90240, Sioux Falls, SD, 57109 Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.
(605) 335-1070 Lender's profile and map Reviews First Century Federal Credit Union 1512 E Benson Road, Sioux Falls, SD, 57104 First Century Federal Credit Union was chartered April 11, 1935. Our Charter is a closed Transportation Charter. If you are employed by one of our business members or an immediate family member of a current member you are eligible to become a member owner at First Century. First century is a member owned, not for profit Co-op.
(605) 335-5200 Lender's profile and map Reviews The First National Bank in Sioux Falls 100 S Phillips Ave, Sioux Falls, SD, 57104 At The First National Bank in Sioux Falls, we do things differently. With an infectious culture, a 135-year commitment to our communities, and a foundation built on our FIRST Values, we pride ourselves on being more than just a bank. Whether you’re looking to purchase your first home, starting a new business venture, or ready to invest,
(800) 347-6537 Lender's profile and map Reviews American Bank & Trust 200 E 10th St, Suite 100, Sioux Falls, SD, 57104 American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.
(605) 367-5353 Lender's profile and map Reviews Dakota Business Finance 500 N. Western Avenue, Suite 100, Sioux Falls, SD, 57104 In April 2006, Dakota BUSINESS Finance was designated as a Certified Development Company (CDC) by the Small Business Administration and began offering the SBA 504 program to businesses throughout South Dakota. The territory was later expanded to include portions of IA, MN, and NE.
(605) 334-2471 Lender's profile and map Reviews Sioux Falls Federal Credit Union 700 E 14th Street, Sioux Falls, SD, 57104 Sioux Falls Federal Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner
(225) 665-4399 Lender's profile and map Reviews First Choice Mortgage, LLC 112 S Range Ave, Denham Springs, LA, 70726 First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase
(917) 830-4310 Lender's profile and map Reviews Payclass 515 West 41st Street # 1002, Sioux Falls, SD, 57105 We accelerate the flow of money in the B2B (business-to-business) world. We built Payclass with one focus — help our customers get their funds faster, or even instantly. Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi
(605) 338-2533 Lender's profile and map Reviews Voyage Federal Credit Union 3823 S Kiwanis Circle, Sioux Falls, SD, 57105 Voyage Federal Credit Union has a continued legacy of personal service, small business, and community support. What began as two separate credit unions, Bell Federal Credit Union and Metz McKennan – with histories dating back to World War II – blossomed into a mutually respectful merger in 2011 that encouraged growth
(605) 330-6033 Lender's profile and map Reviews Keystone Mortgage 421 W 18th St, Sioux Falls, SD, 57105 Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience.
(605) 335-1400 Lender's profile and map Reviews CorTrust Mortgage 2101 S Minnesota Ave, Sioux Falls, SD, 57105 CorTrust Mortgage has built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of individual homebuyers throughout the upper Midwest, builders, and real estate professionals. We're a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending.