USDA VS FHA in Lynbrook, Nassau County, NY

For the year 2025, the USDA loan limit in Lynbrook, county of Nassau, NY, is set at $0, while the FHA limit for a single-family house is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA compared to FHA rates, and determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Lynbrook, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discover USDA and FHA Loan Options in Lynbrook, NY

The goal of Lendersa® is to quickly get you the best USDA or FHA loans without hassle. Start with one of three options, guiding you to matching lenders and USDA programs.

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Understanding USDA Loans in NY

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • HG Mortgage LLC
  • 1820 N Corporate Lakes Blvd. Ste 304, Fort Lauderdale, FL, 33326
  • At HG Mortgage our vision is to become the industry lender of choice among homeowners. To be regarded as the most reliable, caring and goal oriented Mortgage Company by providing quality service and building personalized relationships based on the value we bring to our clients. HG Mortgage is a company led by professionals like Hermes Garcia.
  • Angel Oak Home Loans
  • 1950 N. Commerce Parkway, Suite 6, Weston, FL, 33326
  • Angel Oak Home Loans is a national mortgage lender based in Atlanta, GA providing innovative mortgage products tailored to borrowers'​ home financing needs. Angel Oak’s lending practice was founded upon core principals of providing consumers with a variety of mortgage products that are tailored to meet their home financing needs.
  • Peoples Bank
  • 116 West State Street, Jefferson, IA, 50129
  • Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
  • Home State Bank IA
  • 115 West State Street, Jefferson, IA, 50129
  • At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.
  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.
  • MS National Guard Federal Credit Union
  • 142 Military Drive, Flowood, MS, 39232
  • The MS National Guard FCU serves retired/active members of the MS Air and Army National Guard. Members of the Mississippi Air/Army National Guard including full-time, federal, state, active-duty, civilian, traditional guardsmen, and employees of the non-appropriated fund activities at Thompson Field.
  • Diversified Mortgage Corporation
  • 1698 Old Fannin Road, Flowood, MS, 39232
  • DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.
  • Mississippi Mortgage
  • 4343 Lakeland Dr, Flowood, MS, 39232
  • We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,
  • Security Bank & Trust Co.
  • 2202 11th Street East, Glencoe, MN, 55336
  • Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.
  • Gross Mortgage Finance Inc
  • 3325 South University Drive, Suite 200, Davie, FL, 33328
  • Gross Mortgage Finance, Inc. (GMF) is a real estate investment banking firm incorporated in 1992 that specializes in commercial mortgage banking and investment sales. GMF is an experienced energetic company that is consistently ranked in the top 20 Largest Commercial Real Estate Lenders in South Florida by the South Florida Business Journal.
  • Liberty Group Funding
  • 2450 Hollywood Blvd, Suite 503, Hollywood, FL, 33019
  • At Liberty Group Funding, we offer unparalleled service to our clients and real estate professionals. When you call, we pick up, when you email, we respond. Our motto is to be in constant contact with our clients. Every step of the way, we are there to guide you along. We offer all the latest mortgage products including
  • MortgageQuote.com
  • 1124 n 13 ter, Hollywood, FL, 33019
  • The First Step To A Pre-Approval We are approved for the following business activities: Commercial mortgage brokering or lending, First mortgage brokering, High cost home loans,Lead generation, Mortgage loan modifications, Reverse mortgage brokering, Second mortgage brokering, Short sale in the state of Florida.