USDA Vs. FHA your options comparison in De-Witt, Onondaga County, NY
In 2025, the USDA loan limit for De-Witt in the county of Onondaga, NY, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates and identify the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting in determining the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in De-Witt, Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in De-Witt, NY
The goal of Lendersa® is to get you the best USDA or FHA loan quickly and without hassle. Select one of three starting options to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following:
Residential, investment, and commercial real estate
Market trends
The real estate buying and selling process.
12437 Lewis Street, Suite 206, Garden Grove, CA, 92840
We handle real estate financing and real estate sales in-house. You don’t have to use both services, but when you do, you have a single point of contact handling everything in your transaction. Either way, you always get personalized service and peace of mind.We untangle the mess and help you make a plan based on your goals.
12966 Euclid St., Suite 220, Garden Grove, CA, 92840
Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Showcase Investments, Inc. is a California direct lender, helping borrowers when their bank says “no” or is just too slow. We are licensed to secure our loans by only California real property, with most of our loans being secured by either non-owner occupied or owner-occupied residential properties. Although there are situations.
100 E MacArthur Blvd Unit 108, Santa Ana, CA, 92707
Introducing Keyswag Lending! Our expert team, led by Jeremiah Ibrahim, is dedicated to offering tailored loan options that fit your unique needs. With our top-notch advice and unbeatable service, we ensure your home buying journey is seamless, no matter your location. Connect with us today for a stress-free lending experience! Contact us at jeremia
