USDA and FHA Pro and Con in Manlius, Onondaga County, NY

In 2025, the USDA loan limit in Manlius, county of Onondaga, NY, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to identify the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Manlius, County of Onondaga, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Manlius, NY

Lendersa® is dedicated to providing you with the best USDA or FHA loans promptly and without hassle. Start by selecting one of three options that connect you with matching lenders and appropriate USDA programs.

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Understanding USDA Loans in NY

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • At Pointe of View International, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Golden Key Home Loans
  • 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
  • I am a Mortgage Broker and the owner of Golden Key Home Loans. I have over 30 years of experience in the lending industry and I love what I do. I am passionate about helping people and seeing first hand the joy, happiness, and smiles on my client’s faces when they are handed the keys to their new homes.
  • Cressida Capital
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  • Cressida Capital was formed with one mission in mind to provide every client with highly personalized guidance tailored solutions and the most efficient service in the industry. And to do so with integrity first and foremost. Our team shares more then two decades of experience in direct real estate lending having closed over $500 million in loans.
  • Lone Oak Fund
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  • ABM Realty Group Inc.
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  • E3 Capital Partners
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  • BDM Mortgage Services
  • 21601 Devonshire Street, #219, Chatsworth, CA, 91313
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  • Business Loan Services
  • 5515 Pacific Street, Suite 3463, Rocklin, CA, 95677
  • We offer competitive residential rates for owner occupied & investment property loans. Your source for Commercial and SBA Funding with over 37 years of experience. We know where to find the money. We will evaluate the options, fill out tthe paperwork, and present your loan to multiple lenders.