USDA Vs. FHA your options comparison in Manlius, Onondaga County, NY
In 2026, the USDA loan limit in Manlius, county of Onondaga, NY, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to identify the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Manlius, County of Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Manlius, NY
Lendersa® is dedicated to providing you with the best USDA or FHA loans promptly and without hassle. Start by selecting one of three options that connect you with matching lenders and appropriate USDA programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
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