USDA Vs. FHA your options comparison in Cicero, Onondaga County, NY
In 2026, the USDA loan limit in Cicero, county of Onondaga, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to assess today's leading USDA vs. FHA rates and determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA options side by side to choose the best program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Cicero, County of Onondaga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cicero, NY
Lendersa® aims to secure the best available USDA or FHA loans for you quickly and without hassle. Start by selecting one of three options to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. USDA loans do not require a down payment, unlike FHA loans that require a minimum of 3.5% down.
Methodist Healthcare Federal Credit Union was originally chartered in 1960 to serve the needs of Methodist Healthcare employees. Today, our credit union family has been extended to include all Methodist employees, Methodist affiliated groups, and the families of each of our members.
Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
Union State Bank is a full service Iowa chartered bank established in 1934. We are a family owned independent bank serving individuals, businesses, and farmers in Madison, Dallas, Polk and surrounding counties. Union State Bank prides itself on being a community bank seeking to meet all the personal and business needs of the market area we serve.
FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
109 West Yellowstone Trail, Buffalo Lake, MN, 55314
CenBank strives on being a community based bank where the customer is not just a number. The staff at CenBank values the time spent with customers to build relationships and work towards their financial success. CenBank offers a variety of deposit and business accounts as well as lending options to fit your financial needs.
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160 North Main Street, Suite 401, Memphis, TN, 38103
Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
NiceLoans, offers our customers a convenient way to get a loan in today’s fast paced world. Starting with nine brick and mortar stores in Tennessee, we provide our customers with a quick and easy loan application process and a team of loan experts there to answer any questions you may have.
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