USDA Loan Vs. FHA loan for Cicero, NY [ best of 2023]

In 2025, USDA loan limit in Cicero, county of Onondaga, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cicero, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(844) 663-8711 2007 miles Lender's profile and map Reviews Modus Mortgage 140 S Arthur St, Suite 506, Spokane, WA, 99202 We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continue helping you achieve your home goals as Modus Mortgage (NMLS# 1028232). Don't worry though, only the name is changing. Whether you're buying or refinancing your home, need a pre-approval letter or have questions about the home loan process.
(509) 483-9416 2007 miles Lender's profile and map Reviews Safeway Federal Credit Union 529 E North Foothills Drive, Spokane, WA, 99207 At Safeway FCU, we are a place where family and financials intersect. We strive to be a familiar and safe establishment for you to invest, borrow, and grow. Bring the family and let’s get started Safeway Federal Credit Union exists solely for the benefit of our member/owners. • To continue building long-term value for our members through capital
(509) 922-4560 2007 miles Lender's profile and map Reviews Brazington Mortgage LLC 3114 E. Marietta, Spokane, WA, 99207 When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.
(509) 467-8146 2007 miles Lender's profile and map Reviews A&B Mortgage, Inc 9505 N. Division Street, Suite 104, Spokane, WA, 99218 A&B Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage option.
(208) 884-0150 2007 miles Lender's profile and map Reviews CapEd Credit Union PO Box 570, Meridian, ID, 83680 We are a people-oriented Credit Union that provides personal and business financial services of superior quality and convenience. Our primary focus areas are member financial well-being, enrichment of community and promotion of quality education. With 10 locations and dozens of ATMs in Southern Idaho, we are here to help you
208 467 5467 2008 miles Lender's profile and map Reviews Hopkins Financial 910 E. Carol St., Meridian, ID, 83646 HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)
(866) 663-0810 2009 miles Lender's profile and map Reviews Paramount Payment Systems 841 E. Fairview Ave, Suite 101, Meridian, ID, 83642 Paramount Payment Systems is a small and medium business merchant services provider. We specialize in helping businesses grow by providing the vital financial business instruments to increase sales, decrease costs, and secure alternative business capital. Since 2003, we have assisted over 10, 000 companies in decreasing
(208) 467-6583 2009 miles Lender's profile and map Reviews Clarity Credit Union - Meridian, Idaho 555 S. Meridian Rd, Meridian, ID, 83642 Clarity Credit Union isn't your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.
(208) 871-5288 2009 miles Lender's profile and map Reviews Equity Northwest Real Estate 129 E Pine Ave, Meridian, ID, 83642 Equity Northwest Real Estate \| Responsive. Connected. Our Priority is YOU. We are Equity Northwest Real Estate. Regional Designated Broker, Kit Fitzgerald oversees a number of real estate agents, who dabble in all forms of real estate, from new construction to investment property, resale and more.
(208) 629-0606 2009 miles Lender's profile and map Reviews PMR - Premier Mortgage Resources LLC 3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642 At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.
(208) 854-7800 2009 miles Lender's profile and map Reviews Capital Mortgage 1857 S Millennium Way, Suite 100, Meridian, ID, 83642 Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing