FHA Vs. USDA loan program for East-Syracuse, Onondaga County, New York

In 2025, the USDA loan limit for East-Syracuse, Onondaga county, NY, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options to aid you in selecting the ideal program for your financial circumstances in .

USDA and FHA Loan Options in East-Syracuse, NY

Lendersa® aims to swiftly secure the best possible USDA or FHA loans without hassle. Choose one of three starting points to connect with matching lenders and find USDA loan programs.

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Understanding USDA Loans in NY

The USDA home loan, also termed a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment at all.

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(440) 638-2400 Lender's profile and map Reviews Cleveland Mortgage Corporation 16000 Pearl Rd, Suite 214, Strongsville, OH, 44136 At Cleveland Mortgage Corporation, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
(330) 745-8897 Lender's profile and map Reviews New Horizon Federal Credit Union 180 Second Street SW, Barberton, OH, 44203 NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.
(866) 962-0916 Lender's profile and map Reviews INTEGRITY FEDERAL CREDIT UNION 971 Wooster Road West, Barberton, OH, 44203 Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(877) 776-9722 Lender's profile and map Reviews Summit Center 300 North Main Street, Moorefield, WV, 26836 Summit Financial Group, Inc. is a $3.27 billion financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle, Southern & North Central regions of West Virginia, the Northern, Shenandoah Valley & Southwestern regions of Virginia and the Central region of Kentucky.
(207) 582-2676 Lender's profile and map Reviews Gardiner Federal Credit Union 420 Brunswick Avenue, Gardiner, ME, 04345 We are committed to lifelong financial relationships with our members and our communities, built on respect, integrity and trust. Gardiner Federal Credit Union is a not-for-profit financial cooperative established in 1953, we join in a time-honored tradition of providing financial services to our membership.
(330) 832-1371 Lender's profile and map Reviews Friends and Family Credit Union 3920 Erie Street South, Massillon, OH, 44646 Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets
(330) 479-3130 Lender's profile and map Reviews Golden Circle Credit Union Inc 4118 Lincoln Way East, Massillon, OH, 44646 Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.
(508) 275-9212 Lender's profile and map Reviews Nauset Mortgage 23 Brewster Cross Rd, Orleans, MA, 02653 Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
(410) 749-1185 Lender's profile and map Reviews Hebron Savings Bank 101 North Main Street, Hebron, MD, 21830 Hebron Savings Bank began business in 1910 in a room, which was also used to store salt. One hundred pound bags of salt, used for hog killing, were stored in the room. Lots of times, the salt would spill out from the sacks particularly during damp weather as the sacks burst from the moisture.
(810) 985-6993 Lender's profile and map Reviews Blue Water Federal Credit Union 526 Water Street, Suite 113, Port Huron, MI, 48060 Our mission statement says it all. “To provide personalized financial services to our member owners and their families in a cooperative spirit while maintaining long-term financial stability Founded in 1959, we continue to operate on the original credit union philosophy of “people helping people
(248) 203-1340 Lender's profile and map Reviews MiMutual Mortgage Wholesale 911 Military Street, Port Huron, MI, 48060 At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities. We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.
(216) 867-0699 Lender's profile and map Reviews Eagle Bend Capital Financing 159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012 Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.