In 2025, the USDA loan limit for East-Syracuse, Onondaga county, NY, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options to aid you in selecting the ideal program for your financial circumstances in
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to swiftly secure the best possible USDA or FHA loans without hassle. Choose one of three starting points to connect with matching lenders and find USDA loan programs.
The USDA home loan, also termed a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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