USDA Loan Vs. FHA loan pro & con East-Syracuse, Onondaga County, NY

In 2025, the USDA loan limit for East-Syracuse, Onondaga county, NY, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options to aid you in selecting the ideal program for your financial circumstances in .

USDA and FHA Loan Options in East-Syracuse, NY

Lendersa® aims to swiftly secure the best possible USDA or FHA loans without hassle. Choose one of three starting points to connect with matching lenders and find USDA loan programs.

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Understanding USDA Loans in NY

The USDA home loan, also termed a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment at all.

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(559) 252-5000 Lender's profile and map Reviews NOBLE CREDIT UNION PO Box 8027, Fresno, CA, 93747 It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well. The decades that followed were tremendously successful
(562) 861-4100 Lender's profile and map Reviews American Home Loans and Realty 8356 Maxine Street, Pico Rivera, CA, 90660 American Home Loans and Realty is committed to honoring the privacy and security of its website visitors. We collect information to process your transactions and to help us provide a better level of service. We do not sell your information to anyone. We strive to protect the security and confidentiality of the information we collect.
(626) 642-8888 Lender's profile and map Reviews Investment Village Inc 1909 W. Valley Blvd, Suite 200, Alhambra, CA, 91803 LOAN VILLAGE is a mortgage division of INVESTMENT VILLAGE, INC., a real estate investment and brokerage corporation organized under the laws of the State of California. We are headed by a Certified Commercial Investment Member (See, http://www.ccim.com/about/ccim.html), and managed by one of the most experienced real estate brokers.
(562) 249-1374 Lender's profile and map Reviews PLF Real Estate Solutions 9300 Washington Boulevard, Pico Rivera, CA, 90660 I have been a real estate professional for the last 20 years, a period in which the industry has experienced significant change. The real estate industry has been revolutionized as a consequence of the financial crisis of 2008 as well as the evolution of the internet and social media. As a result, the knowledge
(619) 264-5611 Lender's profile and map Reviews Merchants Home Lending 2305 Historic Decatur, Suite 100, San Diego, CA, 92106 Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.
(619) 684-2722 Lender's profile and map Reviews Premier Capital Mortgage 2730 Poinsettia Drive, San Diego, CA, 92106 Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.
(619) 255-3182 Lender's profile and map Reviews Wenhe Mortgage and Realty 2924 Emerson St, Suite 202, San Diego, CA, 92106 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(619) 454-0914 Lender's profile and map Reviews Shelter Island Capital 2915 Canon St., San Diego, CA, 92106 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 260-1660 Lender's profile and map Reviews San Diego Funding 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106 "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
866 211 3344 Lender's profile and map Reviews Nationwide Jumbo Construction Loans 422 Rosecrans Street, Suite 14, San Diego, CA, 92106 Nationwide Construction Loans is approved with all of the major banks and Investors As A Consultant. Our 30 plus years of experience and reputation along with our nationwide construction loan volume, has allowed us to develop strong relationships with all of our lenders over the years.
(818) 957-4432 Lender's profile and map Reviews Signature Lenders 3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(818) 606-5759 Lender's profile and map Reviews Mass Mortgage 2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214 Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.