USDA Vs. FHA Pro and Con comparison in Porter, Niagara County, NY
In 2025, USDA loan limit in Porter, county of Niagara, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Porter, county of Niagara, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Porter, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106
"For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders.
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422 Rosecrans Street, Suite 14, San Diego, CA, 92106
Nationwide Construction Loans is approved with all of the major banks and Investors As A Consultant. Our 30 plus years of experience and reputation along with our nationwide construction loan volume, has allowed us to develop strong relationships with all of our lenders over the years.
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4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.
Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i
1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
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PRIVATE MONEY LENDING
PRIVATE LENDING SERV
The F-Tranzacts Group specializes in arranging private money real estate loans. F-Tranzacts Group ensures transparency. We do private real estate financing for commercial properties, multi-family residential, investment residential properties, fix & flip projects, land, & construction. F-Tranzacts offers a private lending facility for a range of bu
