USDA and FHA Pro and Con in Porter, Niagara County, NY
In 2025, the USDA loan limit for Porter, in the county of Niagara, NY, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows the USDA, FHA, Conforming, and VA programs side by side, aiding in your decision for the best-suited option in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Porter, Niagara, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Discover USDA and FHA Loan Options in Porter, NY
At Lendersa®, our goal is to swiftly and seamlessly connect you with the best USDA or FHA loan. Choose from three starting points to find lenders that match with USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is solely accessible in rural regions. Unlike FHA loans which require a 3.5% minimum down payment, USDA mortgages require no down payment.
In 1961, ten employees from the United State Post Office and the United States Department of Agriculture each made an investment to purchase a share of ownership in the newly chartered credit union called Brazos County Federal Employees Credit Union. This credit union was established by its members to serve the federal employees from USPS, USDA.
Right Now Mortgage, where we specialize in residential mortgages. At Right Now Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location in Valley Mills since that time. We have a desire for the people, businesses, schools, and organizations in our communities to prosper.
Guarantee Mortgage Company, College Station, Texas mortgage lender. What’s the difference between us and big banks? We shop around between different lenders to find you lower rates and more loan options to get you into your home faster. Call us today. Don’t settle for the one or two loan products banks offer.
750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.
750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.
At Borger Federal Credit Union, our members matter most. We strive to have individual relationships with all of our members, providing the most insight, education and strongest relationships in the Panhandle. We’ve served our community for over 50 years and as a Credit Union that is owned by you, we are able to offer lower rates on loans.
Capital home lending are a full-service mortgage brokerage specializing in every area of residential home lending.Our mission is to enrich and empower people's lives through homeownership while providing them with the lowest interest rate and closing costs. and We pledge to deliver our clients and referral partners.
We are proud to be invested in a community, invested in us! As your local community bank, we work hard to provide products and services that help our community thrive. As your trusted local bank, we are committed to giving back. For over 95 years, CSB has been dedicated to providing the best hometown financial support serving three counties
