USDA and FHA Pro and Con in Massena, St. Lawrence County, NY
In 2025, USDA loan limit in Massena, county of St. Lawrence, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Massena, county of St. Lawrence, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Massena, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees.
Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members
Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
6112 McCart Avenue, Suite 205, Fort Worth, TX, 76133
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The Citizens State Bank is a branch office of The Citizens State Bank. They provide the following services: Full Service Office Location and are located at 601 S. Main Street in Hugoton Kansas.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
2551 River Park Plaza, Suite 200, Fort Worth, TX, 76116
Venture Lending Group provides a competitive range of loan products to get home buyers into homes, whether it is their first home or their fifth home, our Clients enjoy a consistently applied standard of excellence; “Service Beyond Expectation”.
Some Products and Services we offer include:
