USDA and FHA Pro and Con in Massena, St. Lawrence County, NY
In 2025, the USDA loan limit for Massena, situated in St. Lawrence, NY, is $336,500. The FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Massena, St. Lawrence, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Massena, NY
The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and hassle-free. Choose one of three starting strategies that get you matched with lenders offering USDA programs.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
We are a group of experienced and ethical Loan Officers that help individuals and small businesses with their mortgage financing needs. We believe in building and nurturing lasting relationships with our clients. Whether it is to finance a starter home, secure a jumbo loan or refinance an existing one.
241 E Lake Sammamish Shore Ln NE, Sammamish, WA, 98074
DW Quality Mortgages, Inc is committed to helping you find the quality mortgage product for your needs. We understand that every borrower is different, and we offer a broad variety of products to meet your individual requirements. We make the process of securing a mortgage straightforward
At Tamaela Mortgage, we live by these core values – integrity, trust, commitment, service, and knowledge – every day, in every client relationship. Our product knowledge, work ethic, and dedication to service combine to deliver an unparalleled customer experience. Rob Tamaela, President and CEO at Tamaela Mortgage.
Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans that make sense for our clients. We have the experience to help borrowers solve problems throughout the loan process. John Barlow is the President, Owner, Designated Mortgage Broker & Mortgage Loan Officer for Sound Financial Mortgage LLC.
275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
120 E George Hopper Rd, Suite 200, Burlington, WA, 98233
"Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan.
We specialize in the ability to structure each of the private loans"
The 1st Mortgage Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
