In 2025, the USDA loan limit in Saugerties, county of Ulster, NY, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's competitive USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to help decide the best program for your financial needs in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to providing you the best USDA or FHA loans quickly and hassle-free. Choose from one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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