USDA Vs. FHA your options comparison in Warwick, Orange County, NY
In 2025, the USDA loan limit in Warwick, within the county of Orange, NY, is set at $581,200, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s most favorable USDA and FHA rates and to determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you identify the best fit for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Warwick, County of Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Options in Warwick, NY
Lendersa® aims to quickly and conveniently secure the best USDA or FHA loans for you. Begin by selecting one of three paths that connect you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment, offering a distinct advantage to eligible borrowers.
Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.
American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
We're more than just a bank. In 1956, a group of educators at Wheaton Community High School founded the future DuPage Credit Union. Now over 60 years later, the Credit Union continues to be inspired by our members to deliver a memorable banking experience, to help you with life's events, big and small.
Partnership Financial Credit Union (PFCU) is a member-owned financial institution serving more than 15,000 members. We remain dedicated to maintaining close, personable relationships with our members while delivering the best possible products and services. We strive to offer the most competitive products
8930 Waukegan Road, Suite 100, Morton Grove, IL, 60053
Northwest Community Credit Union was first organized in 1939 by the members of a church on the northwest side of Chicago. It has since grown into a reliable, trustworthy cooperative with a full breadth of financial services. Our members come from seven towns, thirty parishes and numerous employee groups to work with a partner they trust.
At United Trust Bank we provide financial solutions to our customers while being fully committed to offering exceptional service and value. Unlike many banks and mortgage lenders, our bank is owned by our employees, not just stockholders. This important difference allows us to be more focused on the people we serve.
As a privately owned Bank, our business with you is personal. We focus on building long term relationships with Clients who are making decisions that work for the current fiscal year and the next generation. Our mission is to provide our Clients with exceptional service coupled with competitive products without bureaucracy.
At First Security Trust and Savings Bank, our success relies on maintaining longstanding relationships with our valued customers. We have over a 60-year tradition of providing experienced and secure financial solutions, and offer a full range of products and services to meet your every need.
