USDA Vs. FHA Pro and Con comparison in Ashville, Pickaway County, OH
In 2026, the USDA loan limit in Ashville, county of Pickaway, OH, is $351,400, whereas the FHA cap for a single-family home is set at $488,750.
Utilize the Lendersa® USDA loan calculator to compare the best rates available for USDA versus FHA loans. It assists you in determining the required income, credit, reserves, and documentation to qualify you. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA programs side by side to decide which option in fits your financial needs the best.
2026 Loan Limits and Down Payment Details in Ashville, County of Pickaway, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Ashville, OH
The goal of Lendersa® is to promptly provide you with the most suitable USDA or FHA loan without hassle. Choose one of three specific starting points to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government’s Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. FHA loans necessitate a minimum down payment of 3.5%, while USDA loans require none.
649 Lancaster Pike, Suite 100, Circleville, OH, 43113
Lends in Ohio
Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan
"First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"
At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,
At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
Bridge was founded on the values of people helping people. We understand our members, their needs, goals and dreams – not only for themselves, but for their families as well. How do we understand them? We listen to them and we interact with them one on one, as people – not numbers. We are owned by our members and operate for our members.
PhysicianLoans was founded in 1993. We offer a unique product The Doctor Loan, available only to medical doctors, dentists and veterinarians. Although we are a “brick & mortar” company based in Columbus, Ohio, PhysicianLoans is licensed in 18 states. As such, each of our Loan Officers holds all the appropriate licenses to conduct business.
New City Ohio was created out of a desire to focus on improving urban neighborhoods through rehab, new construction, and providing support to the surrounding community. We are a real estate investment partner with a long term focus on improving communities by providing desirable, safe, and affordable housing solutions.
Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
