USDA VS FHA in Canal-Winchester, Fairfield County, OH

In 2025, USDA loan limit in Canal-Winchester, county of Fairfield, OH is $318,300 while FHA limit is $397,900 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Canal-Winchester, county of Fairfield, OH

Loan Type Loan Limit Down payment
USDA $318,300 0%
FHA $397,900 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Canal-Winchester, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GLFinancial Services LLC
  • 1600 Sawgrass Corporate Parkway, Sunrise, FL, 33323
  • At GL Financial We Deliver A Hassle-Free Loan Process! Whether you are shopping for your first home or moving up to a larger, more expensive one, we believe you deserve to enjoy the pleasure of buying your new home. Once you apply, a GL Financial Mortgage Loan Consultant will get back with you quickly to discuss interest rates, closing costs.
  • BANKERS MORTGAGE LENDING INC.
  • 1300 Sawgrass Corp Pkwy, Suite 130, Fort Lauderdale, FL, 33323
  • Bankers Mortgage Lending, we operate with a simple philosophy: identify the best loan for each borrower's unique circumstance and deliver exceptional service throughout the loan process. Our straightforward approach has attracted a loyal following of clients who return time and again for their mortgage lending needs
  • My Florida Mortgages
  • 1560 Sawgrass Corporate Parkway Suite 400, Fort Lauderdale, FL, 33323
  • My Florida Mortgages goal is to help my realtor partners grow their business. Do not loose a potential sale because you think the client does not qualify or because you were told by another lender that the client will not qualify. I have all type of mortgage programs for all your clients.
  • Hamilton Home Loans
  • 1551 Sawgrass Corporate Pkwy, Suite 300, Sunrise, FL, 33323
  • Hamilton Home Loans is a privately held mortgage lending firm recognized for outstanding service. Our vision is to reshape the future of lending by combining trusted guidance, convenient technology and world-class service.We believe that responsive operations and accessible management are the keys to helping our Mortgage Loan Advisors succeed.
  • Giant Bank
  • 2600 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • giantbank.com we don’t seek customers, we seek relationships. Our mission is to provide a personal banking relationship via the internet that delivers value, convenience, security and service. As a virtual bank we stay in our lane. We aren’t preoccupied with the overhead of infrastructure due to brick and mortar.
  • OptimumBank
  • 2929 East Commercial Boulevard, Suite 101, Fort Lauderdale, FL, 33308
  • OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). OptimumBank provides community banking services to individuals and businesses in Broward, Miami-Dade and Palm Beach counties. The principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment.
  • Florida Bond & Mortgage Inc
  • 3696 N. Federal Highway, Suite 200, Fort Lauderdale, FL, 33308
  • Florida Bond & Mortgage, Inc. (FBM) was established in 1957 and is a full service commercial mortgage banking and real estate advisory firm. We currently have offices in Fort Lauderdale, Tampa Bay, and Naples, Florida. Because of our vast and well established range of real estate expertise, we are able to provide commercial real estate services
  • Coral Community Federal Credit Union
  • 1930 NE 47th Street, Suite 120, Fort Lauderdale, FL, 33308
  • Coral Community Federal Credit Union is a not for profit cooperative financial institution. We have been serving the medical community and their family members for more than 30 years. We were organized in 1975 as Holy Cross Employees Federal Credit Union, in 2004 we became a community charter credit union.