USDA and FHA Pro and Con in Canal-Winchester, Fairfield County, OH
As of 2025, the USDA loan cap in Canal-Winchester, located in the Fairfield county of OH, is set at $318,300. In comparison, the FHA loan limit for a single-family residence is $397,900.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA against FHA rates, and understand what income, credit score, reserves, and paperwork are necessary for qualification. This sophisticated mortgage tool presents USDA, FHA, Conforming, and VA options side by side, assisting you in making the best financial decision for living in places like .
2025 Loan Caps and Down Payment Details in Canal-Winchester, Fairfield County, OH
Type of Loan
Maximum Loan
Initial Payment
USDA
$318,300
0%
FHA
$397,900
3.5%
Conforming Loans
$548,250
3%
Available USDA and FHA Loan Plans in Canal-Winchester, OH
Lendersa® aims to offer you the most competitive USDA or FHA loan options swiftly and smoothly. Begin with one of our tailored steps that connect you with suitable lenders and USDA loan schemes.
A USDA mortgage is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA home loans need no initial down payment.
1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area.
He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
10710 State Road 54, Suite C101, Trinity, FL, 34655
CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.
400 Russell Avenue, Building 509, New Orleans, LA, 70143
NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.
Alexandria Municipal Employees Credit Union was first authorized to do business in 1951. The By-Laws of this State Chartered Credit Union were adopted at the first Board of Directors Meeting held on January 10th, 1951.
Alexandria Municipal Employees Credit Union remains committed to the long-established ideals of the Credit Union Movement.
Our mission is to provide financial services that are beneficial to anyone who lives, works, worships, or attends school in Catahoula, Grant, LaSalle, Rapides, & Winn Parishes, Vernon Parish school employees, & Union Tank Car Company employees. Cenla Federal Credit Union is committed to serving our members.
District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.
In September 1952 a few concerned employees of the Baptist Hospital saw the need for a way to provide much needed financial services to their fellow workers. The credit union opened with 8 charter members as Baptist Hospital Employees Federal Credit Union. In March 1971 the name was changed to Rapides General Hospital Employees FCU.
Southern Heritage Bank is an independently owned community Bank with a concern for meeting the financial needs of the residents of Rapides, Catahoula, and LaSalle parishes. Southern Heritage Bank is currently celebrating 44 years of service to residents of Lasalle, Catahoula and Rapides Parishes!
