USDA Vs. FHA your options comparison in Canal-Winchester, Fairfield County, OH
As of 2025, the USDA loan cap in Canal-Winchester, located in the Fairfield county of OH, is set at $318,300. In comparison, the FHA loan limit for a single-family residence is $397,900.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA against FHA rates, and understand what income, credit score, reserves, and paperwork are necessary for qualification. This sophisticated mortgage tool presents USDA, FHA, Conforming, and VA options side by side, assisting you in making the best financial decision for living in places like .
2025 Loan Caps and Down Payment Details in Canal-Winchester, Fairfield County, OH
Type of Loan
Maximum Loan
Initial Payment
USDA
$318,300
0%
FHA
$397,900
3.5%
Conforming Loans
$548,250
3%
Available USDA and FHA Loan Plans in Canal-Winchester, OH
Lendersa® aims to offer you the most competitive USDA or FHA loan options swiftly and smoothly. Begin with one of our tailored steps that connect you with suitable lenders and USDA loan schemes.
A USDA mortgage is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA home loans need no initial down payment.
The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.
Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs
1901 West Carroll Avenue, Suite 200, Chicago, IL, 60612
The College and University Credit Union was established in 1967 as a service to its members. The credit union is there to help you with any financial problem that may arise. Whether it's a debt consolidation, an unexpected bill or small home remodeling project, we are here with a quick and easy loan.
Chicago National financial backgrounds and over 40 years of combined experience, our ownership team secures you the lending programs that best fit your financial goals.
With our excellent lending institutions and Tier 1 status we are able to balance the best custom tailored one-on-one service with some of the best rates in the industry.
Selfreliance Federal Credit Union is a financial cooperative composed of members of a common background and bond. It exists for their benefit. It must provide varied types of financial services at highest professional levels and create a caring environment for its members. It must foster the ideals of cooperation, promote ethnic strength,
Silvercreek Finance our loan officers: provide you with the tools and support to help you focus on your clients and be more efficient in the loan origination process. Transparent pricing, sales and marketing support, great bonus plan and the opportunity to grow within a company that’s built around you – the loan officer.
1700 W Cortland Street, Suite 207, Chicago, IL, 60622
Headquartered in Bucktown Chicago, our mortgage team offers a variety of loan options in Illinois, Indiana, Michigan, Florida, and Tennessee. Get to know our team and see why we decided to change the game in mortgage lending. We're a full-service mortgage lender. We'll handle your loan from start-to-finish.
Chicago Bridge Loan is a hard money lender offering loans throughout Chicago. They provide cash out hard money loans, rental property loans, short term fix and flip loans, hard money bridge loans, and commercial hard money loans. Their loan parameters are versatile, including loans with a maximum LTV of 60%, terms between 6 months and 18 months.
