USDA Vs. FHA your options comparison in Groveport, Franklin County, OH
In 2025, the USDA loan ceiling in Groveport, situated in Franklin county of OH, is set at $351,400, while the FHA loan limit for a single-family home is $488,750.
To effectively compare the top USDA against FHA rates today and evaluate the necessary income, credit, reserves, and documentation for qualification, utilize the Lendersa® USDA loan calculator. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in determining which is best for your unique financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Groveport, Franklin County, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Groveport, OH
The Lendersa® aim is to quickly provide you with the optimal USDA or FHA loan with minimal complexity. Start by choosing one of three pathways that connect you with lenders offering compatible USDA loan programs.
The USDA home loan, a government-backed financial product by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA loan demands no down payment, presenting a favorable option for eligible applicants.
FVSBank began business in Fond du Lac, Wisconsin in 1934 and subsequently expanded to serve the Oshkosh and Waupun areas. Our goal was to provide a safe place for people to deposit their money, and a trusted source for loans. Today, our financial strength allows us to provide the same services as the big box banks – locally – to individuals.
Citizens Deposit Bank is a community owned bank rooted in Western Kentucky. The bank was chartered by the Commonwealth of Kentucky in 1949 & continues to serve the needs of citizens of Carlisle, Hickman, Ballard & surrounding counties. Our reputation of being a hometown bank with excellent customer service is known throughout the counties we serve.
Consumer Trust Mortgage is approaching 30 years in business. We understand the challenges of today’s home financing market. Everyone at Consumer Trust Mortgage is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.
Univest Home Loans is a division of Univest Bank and Trust Co. As a wholly-owned subsidiary of Univest Financial Corporation (UVSP) which was founded in 1876, the Corporation and its subsidiaries provide a full range of financial solutions for individuals, businesses, municipalities and nonprofit organizations throughout the Mid-Atlantic Region.
Allentown Mortgage Corp’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Allentown Mortgage Corp will be able to get a complete look at your financial situation
5000 W. Tilghman Street, Suite 249, Allentown, PA, 18104
Conquest Funding is the best in their industry. Their team is professional, friendly, and knowledgeable about all aspects of the real estate market, and they are passionate about giving everyday people a real chance at real estate investment. I had everything prepared to make my investment property project successful, but Conquest Funding was able
We’re proud to serve you! As a valued member of our financial “family” your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service – all in one convenient place. Our checking, savings & investment accounts are all designed to meet your individual needs.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We are invested in making the communities we serve stronger and providing the best experience for our clients. “Smaller Bank, Bigger Service, Stronger Community” is not just a tagline; it’s a promise. Our commitment to client and community service is at the forefront of everything we do.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee
