USDA Vs. FHA Pro and Con comparison in Groveport, Franklin County, OH
In 2025, the USDA loan ceiling in Groveport, situated in Franklin county of OH, is set at $351,400, while the FHA loan limit for a single-family home is $488,750.
To effectively compare the top USDA against FHA rates today and evaluate the necessary income, credit, reserves, and documentation for qualification, utilize the Lendersa® USDA loan calculator. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in determining which is best for your unique financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Groveport, Franklin County, OH
Loan Type
Loan Limit
Down Payment
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Groveport, OH
The Lendersa® aim is to quickly provide you with the optimal USDA or FHA loan with minimal complexity. Start by choosing one of three pathways that connect you with lenders offering compatible USDA loan programs.
The USDA home loan, a government-backed financial product by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is accessible only in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA loan demands no down payment, presenting a favorable option for eligible applicants.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
American Mortgage Network is a 100% employee-owned company (ESOP). Our team of owners—all mortgage professionals--focuses on helping homebuyers achieve the American dream of homeownership. Whether you’re shopping for your first home loan, trading up to a larger home, or refinancing an existing home, our skilled employee-owners diligently target
We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
740 Corporate Center Dr, Suite 900, Pomona, CA, 91768
VRM Lending LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the right mortgage for you and your family from the many mortgage options.
3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.
We are a full-service real estate consulting & mortgage planning brokerage firm located here in The Heart of San Diego. We are local – San Diego Made – and we proudly represent home sellers, home buyers & those looking for home financing along the way. We are the highest-rated, most 5 star reviewed real estate company in the entire county ..
32172-A Camino Capistrano, Suite A, San Juan Capistrano, CA, 92675
Mares Mortgage is rated first, locally & recommended as the most convenient home loan option. A standard that has been perfected for more than two decades. When Cutberto started providing loans in 1993, he did not just want to provide quality financing. Honesty, Integrity, Customer Service, not something you often hear about in a mortgage company.
Since 1991, we have been providing mortgage loans to individuals like yourself. We specialize in custom programs that fit the needs of any home owner. Whatever challenges there may be, we will work one-on-one with you to get the best possible quote. And, customers with good credit will have the benefit of taking advantage of our special rates.
31726 Rancho Viejo Road, Suite 209, San Juan Capistrano, CA, 92675
RSI Financial Services is a direct lender and mortgage broker headquartered in San Juan Capistrano, California. Founded in 2003, RSI Financial Services provides a range of home loan options for buying and refinancing. Our experienced loan professionals are dedicated to helping you through the loan process
31910 Del Obispo Street, Suite 100, San Juan Capistrano, CA, 92675
Hybrid Agents in our brokering platform can choose from many different lending sources to give consumers the best available product, rates, cost, and service. We partner with some of the most competitive investors in the industry. Hybrid Agents practicing lending and real estate use a fully integrated
30220 Rancho Viejo Road, Suite E, San Juan Capistrano, CA, 92675
Linear Home Loans was founded in 2008 on the principles of fair and ethical lending, with a customer-centric strategy to deliver great service and competitive rates.We strive to provide only the best customer service as it is our goal to make sure every client of ours has a positive mortgage experience.
